# 272 HARBOR Drive, Palatka, FL 32177

> **TL;DR:** 2bd/2ba single family, $275,000 ($162/sqft), built 1972, 1,700 sqft.
> Waterfront, View, A/C, RV Parking. Est. $1,471/mo. Listed 225 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $275,000 |
| Price/sqft | $162 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,700 |
| Year Built | 1972 |
| Lot Size | 21,344 sqft (0.49 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active Under Contract |
| Days on Market | 225 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - River

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,391 |
| Estimated Insurance | $80 |
| **Total** | **$1,471** |

## Nearby Schools

- **Elementary:** James A. Long

## Key Amenities

- Waterfront
- View
- A/C
- RV Parking

## Property Highlights

- Built in 1972
- 0.49 acre lot
- Waterfront

## Description

### Agent Description
Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

## Location

- **Address:** 272 HARBOR Drive, Palatka, FL 32177
- **County:** Putnam
- **Neighborhood:** St Johns Harbor 1
- **Coordinates:** 29.758193, -81.570503
- **Google Maps:** https://www.google.com/maps?q=29.758193,-81.570503

## Listing Agent

- **Name:** ARTURO RODRIGUEZ
- **Brokerage:** Expert Home Advisors
- **Broker Phone:** (904) 370-3540
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/272-Harbor-Dr_Palatka_FL_32177_M51664-68347?f=listhub&s=NEFMLS&m=2135965&c=propsimple)

## Photos

![272 HARBOR Drive - Photo 1](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2000479495r.jpg)

![272 HARBOR Drive - Photo 2](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2119792297r.jpg)

![272 HARBOR Drive - Photo 3](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f352314546r.jpg)

![272 HARBOR Drive - Photo 4](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1711636158r.jpg)

![272 HARBOR Drive - Photo 5](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f269627055r.jpg)

![272 HARBOR Drive - Photo 6](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f273200817r.jpg)

![272 HARBOR Drive - Photo 7](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2342167789r.jpg)

![272 HARBOR Drive - Photo 8](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2687182547r.jpg)

![272 HARBOR Drive - Photo 9](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2981464574r.jpg)

![272 HARBOR Drive - Photo 10](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f4012579593r.jpg)

![272 HARBOR Drive - Photo 11](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3700121040r.jpg)

![272 HARBOR Drive - Photo 12](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f527067900r.jpg)

![272 HARBOR Drive - Photo 13](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3315500786r.jpg)

![272 HARBOR Drive - Photo 14](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f662676268r.jpg)

![272 HARBOR Drive - Photo 15](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3729257055r.jpg)

![272 HARBOR Drive - Photo 16](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f426204989r.jpg)

![272 HARBOR Drive - Photo 17](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1001134728r.jpg)

![272 HARBOR Drive - Photo 18](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2796482077r.jpg)

![272 HARBOR Drive - Photo 19](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2075737864r.jpg)

![272 HARBOR Drive - Photo 20](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f635866870r.jpg)

![272 HARBOR Drive - Photo 21](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1068861297r.jpg)

![272 HARBOR Drive - Photo 22](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1162262382r.jpg)

![272 HARBOR Drive - Photo 23](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1081868772r.jpg)

![272 HARBOR Drive - Photo 24](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f185495888r.jpg)

![272 HARBOR Drive - Photo 25](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1966958136r.jpg)

![272 HARBOR Drive - Photo 26](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3873072357r.jpg)

![272 HARBOR Drive - Photo 27](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1271068851r.jpg)

![272 HARBOR Drive - Photo 28](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1275569709r.jpg)

![272 HARBOR Drive - Photo 29](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f922664025r.jpg)

![272 HARBOR Drive - Photo 30](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f697930507r.jpg)

![272 HARBOR Drive - Photo 31](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f4031770258r.jpg)

![272 HARBOR Drive - Photo 32](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f14233735r.jpg)

![272 HARBOR Drive - Photo 33](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f148903621r.jpg)

![272 HARBOR Drive - Photo 34](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f263610701r.jpg)

![272 HARBOR Drive - Photo 35](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1895773735r.jpg)

![272 HARBOR Drive - Photo 36](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3713093496r.jpg)

![272 HARBOR Drive - Photo 37](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f4173967463r.jpg)

![272 HARBOR Drive - Photo 38](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1006831635r.jpg)

![272 HARBOR Drive - Photo 39](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2581975237r.jpg)

![272 HARBOR Drive - Photo 40](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f4103273061r.jpg)

![272 HARBOR Drive - Photo 41](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3198149264r.jpg)

![272 HARBOR Drive - Photo 42](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1315009383r.jpg)

![272 HARBOR Drive - Photo 43](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3652302366r.jpg)

![272 HARBOR Drive - Photo 44](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f1964678803r.jpg)

![272 HARBOR Drive - Photo 45](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f3347673514r.jpg)

![272 HARBOR Drive - Photo 46](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2118429817r.jpg)

![272 HARBOR Drive - Photo 47](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f2672910987r.jpg)

![272 HARBOR Drive - Photo 48](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f845460112r.jpg)

![272 HARBOR Drive - Photo 49](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f886272735r.jpg)

![272 HARBOR Drive - Photo 50](http://lh.rdcpix.com/878e224c44cc7bdca8bcb7ce03bb6959l-f285508631r.jpg)

---

**MLS#:** 2135965 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/272-harbor-drive-palatka-fl-32177-699a9054e4114ce9b55b528b44fbb153)

---

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