# 2727 1ST Avenue, Fernandina Beach, FL 32034 > **TL;DR:** residential multi family, $739,000 ($352/sqft), built 1980, 2,100 sqft. > A/C. Est. $3,953/mo. Listed 59 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $739,000 | | Price/sqft | $352 | | Square Feet | 2,100 | | Year Built | 1980 | | Stories | 2 | | Property Type | Residential Multi Family (Other) | | Status | Active | | Days on Market | 59 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,737 | | Estimated Insurance | $216 | | **Total** | **$3,953** | ## Key Amenities - A/C ## Property Highlights - Built in 1980 - 2 stories ## Description ### Agent Description Just one block from the beach and nestled on a peaceful, tree-filled lot, this updated duplex offers exceptional flexibility with no HOA and no flood zone. Rent both sides for strong income potential, live in one while renting the other, or reimagine the property as a spacious single-family beach retreat. Each 1,050 sqft. unit features an open-concept living area, half bath, mud/laundry room, private fenced backyard, two upstairs bedrooms, full bath, and abundant storage. Major improvements include newer windows, HVAC systems and ductwork, exterior resurfacing and paint, hot water heater, plus interior and appliance updates. Separate utilities and city water/sewer make ownership simple and tenant-friendly. 30-day minimum rentals are allowed. Conveniently located near restaurants, shopping, and grocery stores, this is a rare opportunity to own an affordable beachside property on Amelia Island. Seller offering $5000 toward buyer closing costs or rate buydown. ## Location - **Address:** 2727 1ST Avenue, Fernandina Beach, FL 32034 - **County:** Nassau - **Neighborhood:** Bucks Fernandina Beach - **Coordinates:** 30.62835, -81.440437 - **Google Maps:** https://www.google.com/maps?q=30.62835,-81.440437 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/d88967e7-08da-425c-919d-89738f4877ce?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Will Henderson - **Brokerage:** Chaplin Williams Realty - **Broker Phone:** (904) 753-1415 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2727-1st-Ave_Fernandina-Beach_FL_32034_M65007-11310?f=listhub&s=NCMLSFL&m=117274&c=propsimple) ## Photos ![2727 1ST Avenue - Photo 1](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1523311455r.jpg) ![2727 1ST Avenue - Photo 2](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3532053544r.jpg) ![2727 1ST Avenue - Photo 3](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2692703349r.jpg) ![2727 1ST Avenue - Photo 4](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3436729972r.jpg) ![2727 1ST Avenue - Photo 5](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3916941626r.jpg) ![2727 1ST Avenue - Photo 6](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3410197245r.jpg) ![2727 1ST Avenue - Photo 7](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4031597280r.jpg) ![2727 1ST Avenue - Photo 8](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3980860993r.jpg) ![2727 1ST Avenue - Photo 9](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2813143898r.jpg) ![2727 1ST Avenue - Photo 10](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1751527913r.jpg) ![2727 1ST Avenue - Photo 11](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2801241867r.jpg) ![2727 1ST Avenue - Photo 12](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1241249822r.jpg) ![2727 1ST Avenue - Photo 13](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2762203263r.jpg) ![2727 1ST Avenue - Photo 14](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3548905626r.jpg) ![2727 1ST Avenue - Photo 15](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1541521525r.jpg) ![2727 1ST Avenue - Photo 16](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4246728560r.jpg) ![2727 1ST Avenue - Photo 17](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1966569525r.jpg) ![2727 1ST Avenue - Photo 18](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2373946776r.jpg) ![2727 1ST Avenue - Photo 19](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4260264139r.jpg) ![2727 1ST Avenue - Photo 20](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f162806391r.jpg) ![2727 1ST Avenue - Photo 21](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4186396247r.jpg) ![2727 1ST Avenue - Photo 22](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2965240029r.jpg) ![2727 1ST Avenue - Photo 23](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3808492194r.jpg) ![2727 1ST Avenue - Photo 24](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f55338327r.jpg) ![2727 1ST Avenue - Photo 25](http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1341198164r.jpg) --- **MLS#:** 117274 | **Updated:** 2026-11-02 **Source:** listhub *Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798#listing", "url": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798", "name": "2727 1ST Avenue, Fernandina Beach, FL 32034", "description": "Just one block from the beach and nestled on a peaceful, tree-filled lot, this updated duplex offers exceptional flexibility with no HOA and no flood zone. Rent both sides for strong income potential, live in one while renting the other, or reimagine the property as a spacious single-family beach retreat. Each 1,050 sqft. unit features an open-concept living area, half bath, mud/laundry room, private fenced backyard, two upstairs bedrooms, full bath, and abundant storage. Major improvements include newer windows, HVAC systems and ductwork, exterior resurfacing and paint, hot water heater, plus interior and appliance updates. Separate utilities and city water/sewer make ownership simple and tenant-friendly. 30-day minimum rentals are allowed. Conveniently located near restaurants, shopping, and grocery stores, this is a rare opportunity to own an affordable beachside property on Amelia Island. Seller offering $5000 toward buyer closing costs or rate buydown.", "image": [ "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1523311455r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3532053544r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2692703349r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3436729972r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3916941626r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3410197245r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4031597280r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3980860993r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2813143898r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1751527913r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2801241867r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1241249822r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2762203263r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3548905626r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1541521525r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4246728560r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1966569525r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2373946776r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4260264139r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f162806391r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4186396247r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2965240029r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3808492194r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f55338327r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1341198164r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1523311455r.jpg", "caption": "2727 1ST Avenue - Fernandina Beach, FL" }, "datePosted": "2026-09-05", "dateModified": "2026-11-02T08:31:13.433Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798#property", "name": "2727 1ST Avenue, Fernandina Beach, FL 32034", "address": { "@type": "PostalAddress", "streetAddress": "2727 1ST Avenue", "addressLocality": "Fernandina Beach", "addressRegion": "FL", "postalCode": "32034", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 30.62835, "longitude": -81.440437 }, "image": [ "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1523311455r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3532053544r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2692703349r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3436729972r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3916941626r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3410197245r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4031597280r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3980860993r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2813143898r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1751527913r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2801241867r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1241249822r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2762203263r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3548905626r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1541521525r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4246728560r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1966569525r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2373946776r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4260264139r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f162806391r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f4186396247r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f2965240029r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f3808492194r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f55338327r.jpg", "http://lh.rdcpix.com/aa9fb475e7a27cfd4567ee4a75eed5e7l-f1341198164r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "117274" }, "accommodationCategory": "Other", "floorSize": { "@type": "QuantitativeValue", "value": 2100, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1980, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Central, Electric (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air, Electric" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Refrigerator, Stove, Microwave, Dishwasher, Disposal" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Frame" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Driveway" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798#offer", "url": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798", "price": 739000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798#agent", "name": "Will Henderson", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/2727-1st-avenue-fernandina-beach-fl-32034-2113dae5cc8e4726ba7ccef2124ed798#brokerage", "name": "Chaplin Williams Realty", "telephone": "(904) 753-1415", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/17091721189d11e295911231380d663ek-c1887330775r.png" } } } } ```