About This Home

This 6-bedroom, 7-bathroom townhouse at 2740 Scenic Highway 98 #10 in Destin, FL is listed for $3,895,000 ($1,096 per sqft). Built in 2021, the home offers 3,553 sqft of living space on a 0.02 acres lot.

Key Features

  • Built in 2021
  • 0.02 acre lot
  • 4 stories
  • 2 parking spaces
  • Waterfront

Property Details

4 stories
6 full, 1 half
2 spaces
#10
2021

Amenities

WaterfrontHardwoodA/C
Listing Description

This waterfront townhome at Henderson Beach Villas sits on the sugar-white sand of Destin. It was built in 2021 and has four stories with an elevator: 6 bedrooms, 6 full baths, a half bath, and about 3,537 square feet. The main level has an open living and dining area, hardwood and tile floors, raised ceilings, a breakfast bar, and a gas range.

The first floor also has a bedroom. Five more bedrooms are spread across the second and third floors. The primary suite has a private waterfront balcony, a sitting area, a walk-in closet, and a bath with a double vanity, garden tub, and separate shower.

The top floor has a 37' x 18' rooftop deck with a private heated pool and Gulf views. The pool deck was improved in 2025. Other features include covered and open patios, a wet bar, a metal roof, tankless water heater, multiple AC units, and fresh paint.

The home is sold fully furnished. Known to guests as 'Wait'n on Sundown,' the home has grossed more than $200,000 in rent every year for the past three years. 2026 is its strongest year so far, with $218,000 booked through September, and that's with the owners still using it for up to 67 nights a year. Summer weeks have rented for $11,500 to $16,700, and most guests book three or more months ahead. The Rental Performance Packet and Cost to Own breakdown are available on request.

Monthly Cost Estimate

$29,131/mo

20% down · 6.5% · 30 years

Principal$2,817
Interest$16,878
Insurance$1,136
HOA$8,300

Estimates only. Actual payments may vary.

Location

2740 Scenic Highway 98 #10

Destin, FL 32541

Henderson Beach Villas

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedElevatorLighting RecessedNewly PaintedShelvingWasher/Dryer HookupWet Bar

Exterior Features

Balcony

Property Details

Flooring

HardwoodTile

Construction

Siding Brick Front Siding CmntFbrHrdBrd

Outdoor Features

PatioDeck

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveOven Continue CleanOven Self CleaningRefrigerator W/IceMkSmoke DetectorStove/Oven GasWasherWater Heater - Tnkls

Questions & Answers

This 6-bedroom, 7-bathroom townhouse at 2740 Scenic Highway 98 is listed at $3,895,000 ($1,096/sqft). The estimated monthly payment is $29,131 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $8300/month.

Key features include: Built in 2021, 0.02 acre lot, 4 stories, 2 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Raised, Elevator. Exterior Features: Balcony.

This property is listed by Spears Group and can be reached at 8507102114.

SG

Spears Group

Agent at Compass Florida, LLC

(850) 710-2114

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1013326· Source: Emerald Coast Association of Realtors· 15 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2740 Scenic Highway 98 #10, Destin, FL 32541

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