About This Home

This 2-bedroom, 2-bathroom single family at 27416 Cayman Lane in Ramrod Key, FL is listed for $999,000 ($895 per sqft). Built in 1984, the home offers 1,116 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1984
  • 0.13 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
1984

Amenities

PoolWaterfrontA/CRV Parking
Listing Description

Your boat, your backyard, the Atlantic just beyond the canal. Welcome to Breezeswept Dockside Retreat, a turnkey waterfront home on Ramrod Key designed for those who want to make the most of the Florida Keys boating, fishing, and diving lifestyle. With no-bridge ocean and gulf access, this property puts the Lower Keys' renowned fishing grounds, Looe Key Reef, backcountry waters, sandbars, and nearby Picnic Island within reach.

The 40' wide canal offers approximately 3' control depth, with a fuel stop and dive shop conveniently located at its north end. The waterfront setup is ready for your next adventure, featuring 60' of composite dockage (2022), a 14,000-lb boat lift, and a 6,000-lb boat lift (both 2022).

Whether you're heading offshore to fish, exploring the reefs, or cruising the backcountry, your next day on the water starts right at home. Back on shore, relax in the private saltwater pool, entertain on the spacious deck, or unwind on the full-length covered verandah overlooking the canal.

The open-concept living area connects indoor comfort with the outdoor setting, while tropical landscaping adds to the island feel. Offered fully furnished and turnkey, this home is ready for your personal Keys escape, full-time living, or vacation rental use.

Features: Saltwater pool (2019); metal roof (2018); central A/C (2022); lower enclosure (2021); 28-day minimum rentals permitted; voluntary HOA. Wind/homeowners insurance under $7,000 annually, plus an assumable flood policy of $520. If your ideal Keys day starts with a boat ride and ends with a swim in your own pool, Breezeswept Dockside Retreat deserves a closer look.

Monthly Cost Estimate

$5,393/mo

20% down · 6.5% · 30 years

Principal$722
Interest$4,329
Insurance$291
HOA$50

Estimates only. Actual payments may vary.

Location

27416 Cayman Lane

Ramrod Key, FL 33042

Breezeswept Bch Est (27.5)

Features & Amenities

Interior Features

PantryBuilt-in CabinetsGranite Counter TopStorageBar

Exterior Features

FencingLightingStorage

Property Details

Flooring

Tile

Construction

Frame

Pool Features

Pool

Outdoor Features

PorchPatio

Parking

RVOpen

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenFreezerStainless Steel Appliance(s)Water Purification

Questions & Answers

This 2-bedroom, 2-bathroom single family at 27416 Cayman Lane is listed at $999,000 ($895/sqft). The estimated monthly payment is $5,392 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $50/month.

Key features include: Built in 1984, 0.13 acre lot, Private pool, Waterfront. Interior Features: Pantry, Built-in Cabinets, Granite Counter Top. Exterior Features: Fencing, Lighting, Storage.

This property is listed by Melissa Gibbins.

MG

Melissa Gibbins

Agent at Expert Realty LLC (HQ)

Listed by Expert Realty LLC (HQ) · Broker phone: (305) 587-7330 · View on Broker Site · Broker website

MLS# 621701· Source: Key West Association of Realtors· 14 days on PropertySimple

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

27416 Cayman Lane, Ramrod Key, FL 33042

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