# 27416 Cayman Lane, Ramrod Key, FL 33042 > **TL;DR:** 2bd/2ba single family, $999,000 ($895/sqft), built 1984, 1,116 sqft. > Pool, Waterfront, A/C, RV Parking. Est. $5,392/mo. Listed 15 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $999,000 | | Price/sqft | $895 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,116 | | Year Built | 1984 | | Lot Size | 5,663 sqft (0.13 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 15 | ## Why This Home Stands Out - **Pool** - Porch, Patio - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,051 | | Estimated Insurance | $291 | | HOA | $50 | | **Total** | **$5,392** | ## Key Amenities - Pool - Waterfront - A/C - RV Parking ## Property Highlights - Built in 1984 - 0.13 acre lot - Private pool - Waterfront ## Description ### Agent Description Your boat, your backyard, the Atlantic just beyond the canal. Welcome to Breezeswept Dockside Retreat, a turnkey waterfront home on Ramrod Key designed for those who want to make the most of the Florida Keys boating, fishing, and diving lifestyle. With no-bridge ocean and gulf access, this property puts the Lower Keys' renowned fishing grounds, Looe Key Reef, backcountry waters, sandbars, and nearby Picnic Island within reach. The 40' wide canal offers approximately 3' control depth, with a fuel stop and dive shop conveniently located at its north end. The waterfront setup is ready for your next adventure, featuring 60' of composite dockage (2022), a 14,000-lb boat lift, and a 6,000-lb boat lift (both 2022). Whether you're heading offshore to fish, exploring the reefs, or cruising the backcountry, your next day on the water starts right at home. Back on shore, relax in the private saltwater pool, entertain on the spacious deck, or unwind on the full-length covered verandah overlooking the canal. The open-concept living area connects indoor comfort with the outdoor setting, while tropical landscaping adds to the island feel. Offered fully furnished and turnkey, this home is ready for your personal Keys escape, full-time living, or vacation rental use. Features: Saltwater pool (2019); metal roof (2018); central A/C (2022); lower enclosure (2021); 28-day minimum rentals permitted; voluntary HOA. Wind/homeowners insurance under $7,000 annually, plus an assumable flood policy of $520. If your ideal Keys day starts with a boat ride and ends with a swim in your own pool, Breezeswept Dockside Retreat deserves a closer look. ## Location - **Address:** 27416 Cayman Lane, Ramrod Key, FL 33042 - **County:** Monroe - **Neighborhood:** Breezeswept Bch Est (27.5) - **Coordinates:** 24.651331, -81.405045 - **Google Maps:** https://www.google.com/maps?q=24.651331,-81.405045 ## Listing Agent - **Name:** Melissa Gibbins - **Brokerage:** Expert Realty LLC (HQ) - **Broker Phone:** (305) 587-7330 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/27416-Cayman-Ln_Ramrod-Key_FL_33042_M62385-39536?f=listhub&s=KWARFL&m=621701&c=propsimple) ## Photos ![27416 Cayman Lane - Photo 1](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3331751434r.jpg) ![27416 Cayman Lane - Photo 2](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2092654629r.jpg) ![27416 Cayman Lane - Photo 3](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f47178124r.jpg) ![27416 Cayman Lane - Photo 4](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3632897405r.jpg) ![27416 Cayman Lane - Photo 5](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3343314951r.jpg) ![27416 Cayman Lane - Photo 6](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f790178367r.jpg) ![27416 Cayman Lane - Photo 7](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3529603665r.jpg) ![27416 Cayman Lane - Photo 8](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f241743287r.jpg) ![27416 Cayman Lane - Photo 9](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2724548299r.jpg) ![27416 Cayman Lane - Photo 10](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2605327338r.jpg) ![27416 Cayman Lane - Photo 11](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2518653556r.jpg) ![27416 Cayman Lane - Photo 12](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f4036297376r.jpg) ![27416 Cayman Lane - Photo 13](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f1640426618r.jpg) ![27416 Cayman Lane - Photo 14](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f900766025r.jpg) ![27416 Cayman Lane - Photo 15](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f4223658631r.jpg) ![27416 Cayman Lane - Photo 16](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f1025469227r.jpg) ![27416 Cayman Lane - Photo 17](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f1546851713r.jpg) ![27416 Cayman Lane - Photo 18](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f1174175481r.jpg) ![27416 Cayman Lane - Photo 19](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2277817068r.jpg) ![27416 Cayman Lane - Photo 20](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3451666523r.jpg) ![27416 Cayman Lane - Photo 21](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3240461474r.jpg) ![27416 Cayman Lane - Photo 22](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3547083226r.jpg) ![27416 Cayman Lane - Photo 23](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2444870180r.jpg) ![27416 Cayman Lane - Photo 24](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f510106392r.jpg) ![27416 Cayman Lane - Photo 25](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f1638754889r.jpg) ![27416 Cayman Lane - Photo 26](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f1962473214r.jpg) ![27416 Cayman Lane - Photo 27](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f478819230r.jpg) ![27416 Cayman Lane - Photo 28](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f3282571320r.jpg) ![27416 Cayman Lane - Photo 29](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2607169795r.jpg) ![27416 Cayman Lane - Photo 30](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f1348957137r.jpg) ![27416 Cayman Lane - Photo 31](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2121853620r.jpg) ![27416 Cayman Lane - Photo 32](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f213489152r.jpg) ![27416 Cayman Lane - Photo 33](http://lh.rdcpix.com/262d7e98c19e58fb5a08ea898b478a44l-f2070892137r.jpg) --- **MLS#:** 621701 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/27416-cayman-lane-ramrod-key-fl-33042-1a0103e74ec540d1a23ef6792a958d87) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/27416-cayman-lane-ramrod-key-fl-33042-1a0103e74ec540d1a23ef6792a958d87#listing", "url": "https://www.propertysimple.ai/listing/27416-cayman-lane-ramrod-key-fl-33042-1a0103e74ec540d1a23ef6792a958d87", "name": "27416 Cayman Lane, Ramrod Key, FL 33042", "description": "Your boat, your backyard, the Atlantic just beyond the canal. Welcome to Breezeswept Dockside Retreat, a turnkey waterfront home on Ramrod Key designed for those who want to make the most of the Florida Keys boating, fishing, and diving lifestyle. 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