About This Home

This 2-bedroom, 2-bathroom single family at 27416 Cayman Lane in Ramrod Key, FL is listed for $1,024,000 ($918 per sqft). Built in 1984, the home offers 1,116 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1984
  • 0.14 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
1984

Amenities

PoolWaterfrontA/CRV Parking
Listing Description

Boater's dream waterfront on Ramrod Key with no-bridge ocean access, dual boat lifts, and open Atlantic access in minutes. Offered fully furnished and turnkey, this is Keys living at its best. Welcome to Breezeswept Dockside Retreat, designed for those who want to spend more time on the water.

Situated on a 40' wide canal with approximately 3' control depth, you'll enjoy quick access to the Atlantic, Looe Key Reef, world-class fishing, diving, backcountry sandbars, and nearby Picnic Island. A fuel and dive shop are conveniently located at the north end of the canal.

Launch from your backyard with 60' of composite dockage (2022), a 14,000-lb and 6,000-lb boat lift, making this property ideal for multiple vessels and serious boating enthusiasts. Inside, the open-concept living area flows onto a full-length covered verandah overlooking the canal.

Outside, relax in the private saltwater pool, entertain on the spacious deck, and enjoy tropical landscaping after a day on the water. Property Highlights: - Turnkey, fully furnished - No-bridge ocean access - 60' composite dock (2022) - 14K & 6K boat lifts (2022) - Saltwater pool (2019) - Metal roof (2018) - A/C (2022) - Lower enclosure (2021) - 2

8-day rentals allowed - Flood Zone AE - Voluntary HOA - Low insurance: under ~$7K wind/homeowners + assumable flood policy (~$520) Rarely does a waterfront home combine immediate boating access, premium dockage, a private pool, and turnkey convenience in one exceptional Lower Keys property.

Monthly Cost Estimate

$5,527/mo

20% down · 6.5% · 30 years

Principal$741
Interest$4,437
Insurance$299
HOA$50

Estimates only. Actual payments may vary.

Location

27416 Cayman Lane

Ramrod Key, FL 33042

Breezeswept Bch Est (27.5)

Features & Amenities

Interior Features

Built-in CabinetsGranite Counter TopStorageBar

Exterior Features

FencingLightingStorage

Property Details

Flooring

Tile

Construction

Frame

Pool Features

Pool

Outdoor Features

PatioPorch

Parking

OpenRV

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenFreezerStainless Steel Appliance(s)Water Purification

Questions & Answers

This 2-bedroom, 2-bathroom single family at 27416 Cayman Lane is listed at $1,024,000 ($918/sqft). The estimated monthly payment is $5,527 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $50/month.

Key features include: Built in 1984, 0.14 acre lot, Private pool, Waterfront. Interior Features: Built-in Cabinets, Granite Counter Top, Storage. Exterior Features: Fencing, Lighting, Storage.

This property is listed by Melissa Gibbins and can be reached at 3055871268.

MG

Melissa Gibbins

Agent at Expert Realty LLC (HQ)

(305) 587-1268
Agent website

Listed by Expert Realty LLC (HQ) · Broker phone: (305) 587-7330 · View on Broker Site · Broker website

MLS# 619409· Source: Key West Association of Realtors· 118 days on PropertySimple

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

27416 Cayman Lane, Ramrod Key, FL 33042

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