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About This Home

This 2-bedroom, 2-bathroom single family at 27416 Cayman Lane in Ramrod Key, FL is listed for $1,049,000 ($940 per sqft). Built in 1984, the home offers 1,116 sqft of living space on a 0.14 acres lot.

Agent Description

Welcome to Breezeswept Beach Estates in Ramrod Key--a canal-front Florida Keys retreat built for boating and island living. Enjoy no-bridge Atlantic access and a quick ride to open water, plus a 60' composite dock (2022) with 14,000 lb and 6,000 lb boat lifts, fillet station, and swim ladder--perfect for anglers and boating enthusiasts.

Spend your days exploring Picnic Island, nearby sandbars, and the area's world-class fishing and diving, including Looe Key Reef. After a day on the water, cool off in your private in-ground saltwater pool surrounded by tropical landscaping and a spacious concrete pool deck ideal for entertaining.

A large covered patio and expansive carport offer ample shaded space for relaxing, grilling, and gathering with friends and family. Upstairs, enjoy bright open-concept living with tranquil canal views and seamless flow to a full-length covered veranda--ideal for morning coffee, sunset cocktails, or dining al fresco.

The kitchen features stainless steel appliances, abundant cabinetry, granite countertops, and a bar for extra seating, plus a dedicated dining area. Offered fully furnished, this property is ready for immediate enjoyment as a full-time residence, second home, or investment.

With a voluntary HOA and monthly rentals allowed, it's an excellent option for buyers seeking flexibility. This Ramrod Key canal-front home offers the rare combination of boating convenience, modern upgrades, and laid-back Keys charm--minutes to open water, restaurants, and local conveniences.

Key Features: 60' composite dock (2022) - 14K & 6K lifts (2022) - no-bridge access - saltwater pool (2019) - metal roof (2018) - A/C (2022) - lower enclosure (2021) - fully furnished - monthly rentals allowed - Flood Zone AE9 - voluntary HOA - Low Flood Insurance ($520)

Key Features

  • Built in 1984
  • 0.14 acre lot
  • Private pool
  • Waterfront

Property Details

2 full
1984

Amenities

PoolWaterfrontA/CRV Parking

Monthly Cost Estimate

$5,660/mo

20% down · 6.5% · 30 years

Principal$759
Interest$4,546
Insurance$306
HOA$50

Estimates only. Actual payments may vary.

Location

27416 Cayman Lane

Ramrod Key, FL 33042

Breezeswept Bch Est (27.5)

Features & Amenities

Interior Features

Built-in CabinetsGranite Counter TopStorageBar

Exterior Features

FencingLightingStorage

Property Details

Flooring

Tile

Construction

Frame

Pool Features

PatioPorch

Parking

RVOpen

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenFreezerStainless Steel Appliance(s)Water Purification

Questions & Answers

This 2-bedroom, 2-bathroom single family at 27416 Cayman Lane is listed at $1,049,000 ($940/sqft). The estimated monthly payment is $4,596 based on 20% down at 6.5% interest.

HOA fees are $50/month.

Key features include: Built in 1984, 0.14 acre lot, Private pool, Waterfront. Interior Features: Built-in Cabinets, Granite Counter Top, Storage. Exterior Features: Fencing, Lighting, Storage.

This property is listed by Melissa Gibbins and can be reached at 3055871268 or FLKeysMelissa@gmail.com.

MG

Melissa Gibbins

Agent at Expert Realty LLC (HQ)

(305) 587-1268

Listed by Expert Realty LLC (HQ) · View on Broker Site

MLS# 619409· Source: listhub· Updated 54 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

27416 Cayman Lane, Ramrod Key, FL 33042

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