# 27416 Cayman Lane, Ramrod Key, FL 33042

> **TL;DR:** 2bd/2ba single family, $1,049,000 ($940/sqft), built 1984, 1,116 sqft.
> Pool, Waterfront, A/C, RV Parking. Est. $4,596/mo. Listed 54 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,049,000 |
| Price/sqft | $940 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,116 |
| Year Built | 1984 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 54 |

## Why This Home Stands Out

- **Pool** - Patio, Porch
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,546 |
| HOA | $50 |
| **Total** | **$4,596** |

## Key Amenities

- Pool
- Waterfront
- A/C
- RV Parking

## Property Highlights

- Built in 1984
- 0.14 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
Welcome to Breezeswept Beach Estates in Ramrod Key--a canal-front Florida Keys retreat built for boating and island living. Enjoy no-bridge Atlantic access and a quick ride to open water, plus a 60' composite dock (2022) with 14,000 lb and 6,000 lb boat lifts, fillet station, and swim ladder--perfect for anglers and boating enthusiasts. Spend your days exploring Picnic Island, nearby sandbars, and the area's world-class fishing and diving, including Looe Key Reef. After a day on the water, cool off in your private in-ground saltwater pool surrounded by tropical landscaping and a spacious concrete pool deck ideal for entertaining. A large covered patio and expansive carport offer ample shaded space for relaxing, grilling, and gathering with friends and family. Upstairs, enjoy bright open-concept living with tranquil canal views and seamless flow to a full-length covered veranda--ideal for morning coffee, sunset cocktails, or dining al fresco. The kitchen features stainless steel appliances, abundant cabinetry, granite countertops, and a bar for extra seating, plus a dedicated dining area. Offered fully furnished, this property is ready for immediate enjoyment as a full-time residence, second home, or investment. With a voluntary HOA and monthly rentals allowed, it's an excellent option for buyers seeking flexibility. This Ramrod Key canal-front home offers the rare combination of boating convenience, modern upgrades, and laid-back Keys charm--minutes to open water, restaurants, and local conveniences. Key Features: 60' composite dock (2022) - 14K & 6K lifts (2022) - no-bridge access - saltwater pool (2019) - metal roof (2018) - A/C (2022) - lower enclosure (2021) - fully furnished - monthly rentals allowed - Flood Zone AE9 - voluntary HOA - Low Flood Insurance ($520)

## Location

- **Address:** 27416 Cayman Lane, Ramrod Key, FL 33042
- **County:** Monroe
- **Neighborhood:** Breezeswept Bch Est (27.5)
- **Coordinates:** 24.651331, -81.405045
- **Google Maps:** https://www.google.com/maps?q=24.651331,-81.405045

## Listing Agent

- **Name:** Melissa Gibbins
- **Brokerage:** Expert Realty LLC (HQ)
- **Phone:** 3055871268
- **Email:** FLKeysMelissa@gmail.com

## Primary Photo

![27416 Cayman Lane - Primary Photo](http://lh.rdcpix.com/46a744056f5983fd04194f26b21dc7f6l-f832460351r.jpg)

*41 total photos available on [listing page](https://www.propertysimple.com/listing/27416-cayman-lane-ramrod-key-fl-33042-l619409)*

---

**MLS#:** 619409 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/27416-cayman-lane-ramrod-key-fl-33042-l619409)

---

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