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About This Home

This 2-bedroom, 2-bathroom single family at 277 Virginia Lane in Murphy, NC is listed for $639,000. Built in 2008, on a 3.73 acres lot.

Agent Description

400+/- feet of Shoal Creek frontage set the tone for this rare mountain retreat, where the sound of rushing water and complete privacy come together on nearly 4 usable acres just outside of Murphy. Tucked along the banks of a bold, year-round mountain stream, this log cabin is positioned to fully capture the experience-whether you're fishing from y

our own property, relaxing on the private creekside observation deck, or simply enjoying the constant, calming sound of the water just steps away. Inside, the cabin offers a warm and inviting feel with a wood-burning fireplace anchoring the great room and a comfortable, functional layout designed for easy mountain living.

The main level features a spacious guest bedroom and full bath, while the upper-level loft serves as a private primary suite complete with walk-in closet and its own bath. The lower level adds even more flexibility with workshop space, additional storage, and a wide-open patio area ideal for gathering, entertaining, or unwinding after a day on the water.

Outdoor living is where this property truly stands apart-offering direct, usable access to the creek along with plenty of level ground to enjoy, something that's increasingly hard to find with waterfront properties in the mountains. Additional highlights include a metal roof, private well, and the option to purchase furnished or with addtional land for a seamless transition.

Located just minutes from local marinas with access to both Hiwassee Lake and Apalachia Lake, this property offers the perfect balance of seclusion and accessibility. A true creekfront property with this much frontage, usable land, and privacy is a rare find-ideal as a full-time residence, second home, or investment opportunity.

Key Features

  • Built in 2008
  • 3.73 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full
2008

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,418/mo

20% down · 6.5% · 30 years

Principal$462
Interest$2,769
Insurance$186

Estimates only. Actual payments may vary.

Location

277 Virginia Lane

Murphy, NC 28906

Shoal Creek Pointe

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fan(s)FurnishedGranite CountersLaundry on MainPartially FurnishedSolid Surface CountersWalk-In Closet(s)Washer/Dryer ConnectionWood Ceiling(s)Wood Walls

Property Details

Flooring

TileWood

Construction

Log Siding Wood Siding

Parking

Other

Heating

CentralElectric (Heating)Fireplace(s)

Cooling

Central AirElectric

Appliances

DishwasherDryerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 277 Virginia Lane is listed at $639,000. The estimated monthly payment is $2,769 based on 20% down at 6.5% interest.

Key features include: Built in 2008, 3.73 acre lot, 2 stories, Fireplace. Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Furnished.

This property is listed by Spies Team and can be reached at 8283422947 or themountainsofnc@gmail.com.

ST

Spies Team

Agent at Carolina Mountain Homes

(828) 342-2947

Listed by Carolina Mountain Homes · View on Broker Site

MLS# 157886· Source: listhub· Updated 67 days ago

Copyright © 2026 Mountain Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

277 Virginia Lane, Murphy, NC 28906

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