# 278 ROCK SPRING Loop, Saint Johns, FL 32095 > **TL;DR:** 2bd/2ba single family, $359,900 ($233/sqft), built 2017, 1,547 sqft. > A/C, 2-car garage. Est. $2,313/mo. Listed 49 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $359,900 | | Price/sqft | $233 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,547 | | Year Built | 2017 | | Lot Size | 4,356 sqft (0.10 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 49 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,820 | | Estimated Insurance | $105 | | HOA | $388 | | **Total** | **$2,313** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2017 - 0.10 acre lot ## Description ### Agent Description Time to Call This Home! Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities. The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress. The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation. Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway. Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining. Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill. The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer. Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities. Schedule your private showing today and discover the carefree Florida lifestyle you've been waiting for! ## Location - **Address:** 278 ROCK SPRING Loop, Saint Johns, FL 32095 - **County:** St. Johns - **Neighborhood:** Bridge Bay At Bannon Lakes - **Coordinates:** 29.988661, -81.447815 - **Google Maps:** https://www.google.com/maps?q=29.988661,-81.447815 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/eb8f507b-c39b-48db-8f6c-b02d08363c74?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** David Norton PA - **Brokerage:** Vanguard Realty, Inc. - **Phone:** 2677723274 - **Broker Phone:** (904) 269-7117 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/278-Rock-Spring-Loop_Saint-Augustine_FL_32095_M50626-94770?f=listhub&s=NEFMLS&m=2158769&c=propsimple) ## Photos ![278 ROCK SPRING Loop - Photo 1](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1377119392r.jpg) ![278 ROCK SPRING Loop - Photo 2](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2581113390r.jpg) ![278 ROCK SPRING Loop - Photo 3](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2396543123r.jpg) ![278 ROCK SPRING Loop - Photo 4](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3172174574r.jpg) ![278 ROCK SPRING Loop - Photo 5](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f995033229r.jpg) ![278 ROCK SPRING Loop - Photo 6](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3866161552r.jpg) ![278 ROCK SPRING Loop - Photo 7](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f366180956r.jpg) ![278 ROCK SPRING Loop - Photo 8](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3056937571r.jpg) ![278 ROCK SPRING Loop - Photo 9](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f780067995r.jpg) ![278 ROCK SPRING Loop - Photo 10](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2446656935r.jpg) ![278 ROCK SPRING Loop - Photo 11](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3327931271r.jpg) ![278 ROCK SPRING Loop - Photo 12](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f608166179r.jpg) ![278 ROCK SPRING Loop - Photo 13](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1453039652r.jpg) ![278 ROCK SPRING Loop - Photo 14](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1176295606r.jpg) ![278 ROCK SPRING Loop - Photo 15](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1984525278r.jpg) ![278 ROCK SPRING Loop - Photo 16](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1663999753r.jpg) ![278 ROCK SPRING Loop - Photo 17](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2370942046r.jpg) ![278 ROCK SPRING Loop - Photo 18](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2699884953r.jpg) ![278 ROCK SPRING Loop - Photo 19](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2413014005r.jpg) ![278 ROCK SPRING Loop - Photo 20](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1094962910r.jpg) ![278 ROCK SPRING Loop - Photo 21](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3219088336r.jpg) ![278 ROCK SPRING Loop - Photo 22](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3334071839r.jpg) ![278 ROCK SPRING Loop - Photo 23](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3182576670r.jpg) ![278 ROCK SPRING Loop - Photo 24](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f394449115r.jpg) ![278 ROCK SPRING Loop - Photo 25](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3890167137r.jpg) ![278 ROCK SPRING Loop - Photo 26](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f4167661178r.jpg) ![278 ROCK SPRING Loop - Photo 27](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f315029779r.jpg) ![278 ROCK SPRING Loop - Photo 28](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f770790155r.jpg) ![278 ROCK SPRING Loop - Photo 29](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f211915829r.jpg) ![278 ROCK SPRING Loop - Photo 30](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2703274201r.jpg) ![278 ROCK SPRING Loop - Photo 31](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f487255333r.jpg) ![278 ROCK SPRING Loop - Photo 32](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2497967013r.jpg) ![278 ROCK SPRING Loop - Photo 33](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3843576207r.jpg) ![278 ROCK SPRING Loop - Photo 34](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3164414090r.jpg) ![278 ROCK SPRING Loop - Photo 35](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3817672951r.jpg) ![278 ROCK SPRING Loop - Photo 36](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f734172674r.jpg) ![278 ROCK SPRING Loop - Photo 37](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3980650273r.jpg) ![278 ROCK SPRING Loop - Photo 38](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1264159402r.jpg) ![278 ROCK SPRING Loop - Photo 39](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3303985676r.jpg) ![278 ROCK SPRING Loop - Photo 40](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f889218925r.jpg) ![278 ROCK SPRING Loop - Photo 41](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2470565447r.jpg) ![278 ROCK SPRING Loop - Photo 42](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3719077231r.jpg) ![278 ROCK SPRING Loop - Photo 43](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1975413581r.jpg) ![278 ROCK SPRING Loop - Photo 44](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f826586989r.jpg) ![278 ROCK SPRING Loop - Photo 45](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f3232822296r.jpg) ![278 ROCK SPRING Loop - Photo 46](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2390786565r.jpg) ![278 ROCK SPRING Loop - Photo 47](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1965071420r.jpg) ![278 ROCK SPRING Loop - Photo 48](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f1179174498r.jpg) ![278 ROCK SPRING Loop - Photo 49](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2480560999r.jpg) ![278 ROCK SPRING Loop - Photo 50](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f644745332r.jpg) ![278 ROCK SPRING Loop - Photo 51](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f435407560r.jpg) ![278 ROCK SPRING Loop - Photo 52](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2794653748r.jpg) ![278 ROCK SPRING Loop - Photo 53](http://lh.rdcpix.com/6641f1b0b6f317f75558b05526a0ec37l-f2093400787r.jpg) --- **MLS#:** 2158769 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/278-rock-spring-loop-st-johns-fl-32095-2158769) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/278-rock-spring-loop-st-johns-fl-32095-2158769#listing", "url": "https://www.propertysimple.ai/listing/278-rock-spring-loop-st-johns-fl-32095-2158769", "name": "278 ROCK SPRING Loop, Saint Johns, FL 32095", "description": "Time to Call This Home! Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities. The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress. The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation. Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway. Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining. Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill. The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer. Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities. 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