Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 8-bedroom, 9-bathroom single family at 28 DUNES ROW in Fernandina Beach, FL is listed for $9,600,000 ($973 per sqft). Built in 1992, the home offers 9,864 sqft of living space on a 0.60 acres lot.

Agent Description

Once-in-a-generation oceanfront estate in Amelia Island Plantation's ultra-exclusive Dunes Row-home to only 8 residences capturing panoramic Atlantic views and the 15th hole of Long Point Golf Course. Behind 3 security gates, this 9,864 sq ft David Beer-designed retreat spans 2 oceanfront lots (.60 acres) and is offered for the first time.

Built on a concrete foundation with 25-ft pilings, hurricane-rated roof, windows, and doors. Features 8 bedrooms, 8.5 baths, private elevator, new 2024 geothermal HVAC, generator, well-fed irrigation, and a sparkling salt-and-chlorine heated pool with spa. Located in Flood Zone X, this legacy property offers unmatched privacy, strength, and prestige in one of the island's most beautiful settings-making it a rare opportunity on the southern tip of Amelia Island.

Key Features

  • Built in 1992
  • 0.60 acre lot
  • 4 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

4 stories
8 full, 1 half
1992

Amenities

PoolFireplaceWaterfrontViewSpaA/C

Monthly Cost Estimate

$57,439/mo

20% down · 6.5% · 30 years

Principal$6,943
Interest$41,600
Insurance$2,800
HOA$6,096

Estimates only. Actual payments may vary.

Location

28 DUNES ROW

Fernandina Beach, FL 32034

Dunes

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)Central VacuumElevatorEntrance FoyerIn-Law FloorplanJack and Jill BathKitchen IslandPantryPrimary Bathroom -Tub with Separate ShowerWalk-In Closet(s)

Exterior Features

BalconyOutdoor ShowerStorm Shutters

Property Details

Flooring

WoodTileCarpet

Construction

Block Concrete Stucco

Views

Golf CourseOcean

Pool Features

DeckPatioPorch

Parking

GatedGarageSecuredDrivewayOpen

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

ElectricCentral Air

Appliances

DishwasherDisposalDouble OvenDryerElectric OvenFreezerGas RangeIce MakerMicrowaveRefrigeratorWasherWater Softener Owned

Questions & Answers

This 8-bedroom, 9-bathroom single family at 28 DUNES ROW is listed at $9,600,000 ($973/sqft). The estimated monthly payment is $47,696 based on 20% down at 6.5% interest.

HOA fees are $6096/month.

Key features include: Built in 1992, 0.60 acre lot, 4 stories, Private pool, Fireplace, Waterfront. Interior Features: Breakfast Bar, Ceiling Fan(s), Central Vacuum. Exterior Features: Balcony, Outdoor Shower, Storm Shutters.

This property is listed by ED TUCKER and can be reached at 9047531061 or etucker@realestateamelia.com.

ET

ED TUCKER

Agent at AMELIA ISLAND REAL ESTATE SERVICES

(904) 753-1061

Listed by AMELIA ISLAND REAL ESTATE SERVICES · View on Broker Site

MLS# 2103665· Source: listhub· Updated 298 days ago

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

28 DUNES ROW, Fernandina Beach, FL 32034

Open this listing in: