# 28 DUNES ROW, Fernandina Beach, FL 32034

> **TL;DR:** 8bd/9ba single family, $9,600,000 ($973/sqft), built 1992, 9,864 sqft.
> Pool, Spa, Fireplace, Waterfront. Est. $47,696/mo. Listed 298 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $9,600,000 |
| Price/sqft | $973 |
| Bedrooms | 8 |
| Bathrooms | 8 full, 1 half |
| Square Feet | 9,864 |
| Year Built | 1992 |
| Lot Size | 26,136 sqft (0.60 acres) |
| Stories | 4 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 298 |

## Why This Home Stands Out

- **Pool** - Deck, Patio, Porch
- **Waterfront** - Direct water access
- **Views** - Golf Course, Ocean

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $41,600 |
| HOA | $6,096 |
| **Total** | **$47,696** |

## Key Amenities

- Pool
- Spa
- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1992
- 0.60 acre lot
- 4 stories
- Private pool
- Fireplace
- Waterfront

## Description

### Agent Description
Once-in-a-generation oceanfront estate in Amelia Island Plantation's ultra-exclusive Dunes Row-home to only 8 residences capturing panoramic Atlantic views and the 15th hole of Long Point Golf Course. Behind 3 security gates, this 9,864 sq ft David Beer-designed retreat spans 2 oceanfront lots (.60 acres) and is offered for the first time. Built on a concrete foundation with 25-ft pilings, hurricane-rated roof, windows, and doors. Features 8 bedrooms, 8.5 baths, private elevator, new 2024 geothermal HVAC, generator, well-fed irrigation, and a sparkling salt-and-chlorine heated pool with spa. Located in Flood Zone X, this legacy property offers unmatched privacy, strength, and prestige in one of the island's most beautiful settings-making it a rare opportunity on the southern tip of Amelia Island.

## Location

- **Address:** 28 DUNES ROW, Fernandina Beach, FL 32034
- **County:** Nassau
- **Neighborhood:** Dunes
- **Coordinates:** 30.538387, -81.440565
- **Google Maps:** https://www.google.com/maps?q=30.538387,-81.440565

## Listing Agent

- **Name:** ED TUCKER
- **Brokerage:** AMELIA ISLAND REAL ESTATE SERVICES
- **Phone:** 9047531061
- **Email:** etucker@realestateamelia.com

## Primary Photo

![28 DUNES ROW - Primary Photo](http://lh.rdcpix.com/58de6a2f313c7a68bf2314511a31b46fl-f3399216369r.jpg)

*96 total photos available on [listing page](https://www.propertysimple.com/listing/28-dunes-row-fernandina-beach-fl-32034-2103665)*

---

**MLS#:** 2103665 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/28-dunes-row-fernandina-beach-fl-32034-2103665)

---

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