About This Home

This 5-bedroom, 5-bathroom single family at 28 Varazze Cay in Destin, FL is listed for $1,945,000 ($691 per sqft). Built in 2004, the home offers 2,814 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 2004
  • 0.10 acre lot
  • 3 stories
  • 5 parking spaces

Property Details

3 stories
4 full, 1 half
1-car garage
2004

Amenities

A/C
Listing Description

Rarely does a home of this caliber become available in Destiny By The Sea. Perfectly positioned just three homes from the sugar-white sands and emerald waters of the Gulf, this exceptional 5-bedroom, 4.5-bath residence offers 2,814 square feet of beautifully maintained living space within one of Destin's most prestigious guard-gated beachfront communities.

28 Varazze Cay has been lovingly maintained as a lightly used private second home and every detail reflects an extraordinary level of pride of ownership. This is a home that has been meticulously cared for, thoughtfully updated, and preserved in truly exceptional condition.

Designed for effortless coastal living, the spacious three-level floor plan offers an ideal balance of elegance and functionality. The main living level features soaring ceilings, beautiful stone flooring, an inviting living area, and an open-concept design that flows seamlessly into the dining area and well-appointed kitchen.

Complete with quartz countertops, abundant cabinetry, a large breakfast bar, and a charming breakfast nook, the kitchen is equally suited for entertaining or everyday living. A highly desirable main-level guest bedroom adds convenience and flexibility, while the remaining bedrooms provide generous accommodations for family and guests.

Multiple covered balconies invite you to enjoy the Gulf breeze, with peekaboo Gulf views from the upper level providing the perfect backdrop for morning coffee or spectacular sunsets. Beyond its timeless design, this home has received an impressive list of recent improvements that set it apart from the competition.

Major updates include a new tile roof (2025) with a 10-year transferable workmanship warranty, new exterior doors, new blinds, a new garage door and opener, freshly painted exterior (July 2026), and a new ice machine. The high-efficiency Carrier variable-speed HVAC system has been professionally serviced twice annually, with the exterior unit repla

ced approximately three years ago and protected with a specialized coastal coating for enhanced durability. Regular pest control and termite prevention treatments further reflect the owner's unwavering commitment to preventative maintenance and long-term care.

Residents of Destiny By The Sea enjoy an unmatched coastal lifestyle with 24-hour guarded gate security, private deeded beach access boardwalk, a resort-style community pool, hot tub and beautifully landscaped grounds - all just steps from one of the Emerald Coast's most spectacular stretches of beach.

Ideally located along Scenic Gulf Drive, you'll be minutes from Destin's finest dining, championship golf, boating, world-class fishing, Destin Commons, Grand Boulevard, Baytowne Wharf, HarborWalk Village, and Silver Sands Premium Outlets. Whether you're searching for an exceptional primary residence, an exclusive coastal retreat, or a premier inve

stment in one of Destin's most coveted beachfront communities, 28 Varazze Cay presents a truly rare opportunity. Homes this close to the beach are always in demand - but finding one that has been extensively updated and maintained to such exacting standards is exceptionally uncommon. Buyer to verify all information.

Monthly Cost Estimate

$11,865/mo

20% down · 6.5% · 30 years

Principal$1,407
Interest$8,428
Insurance$567
HOA$1,463

Estimates only. Actual payments may vary.

Location

28 Varazze Cay

Destin, FL 32541

DESTINY BY THE SEA

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedLighting RecessedOwner's ClosetSplit BedroomWasher/Dryer HookupWoodwork Painted

Exterior Features

BalconySprinkler System

Property Details

Flooring

CarpetTile

Construction

Frame Stucco

Outdoor Features

PatioDeck

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherDisposalDryerIce MachineMicrowaveOven Self CleaningRefrigerator W/IceMkStove/Oven ElectricWasher

Questions & Answers

This 5-bedroom, 5-bathroom single family at 28 Varazze Cay is listed at $1,945,000 ($691/sqft). The estimated monthly payment is $11,865 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1463/month.

Key features include: Built in 2004, 0.10 acre lot, 3 stories, 5 parking spaces. Interior Features: Breakfast Bar, Ceiling Raised, Lighting Recessed. Exterior Features: Balcony, Sprinkler System.

This property is listed by At The Beach Team and can be reached at 8506543325.

AT

At The Beach Team

Agent at Keller Williams Realty- Emerald Coast

(850) 654-3325
Agent website

Listed by Keller Williams Realty- Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site · Broker website

MLS# 1008561· Source: Emerald Coast Association of Realtors· 70 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

28 Varazze Cay, Destin, FL 32541

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