# 280 Harbor Drive, Palatka, FL 32177 > **TL;DR:** land, $140,000. > Waterfront, View. Est. $749/mo. Listed 272 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $140,000 | | Lot Size | 10,454 sqft (0.24 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 272 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $708 | | Estimated Insurance | $41 | | **Total** | **$749** | ## Nearby Schools - **Elementary:** James A. Long ## Key Amenities - Waterfront - View ## Property Highlights - 0.24 acre lot - Waterfront ## Description ### Agent Description Experience peaceful country living with easy access to the St. Johns River. Situated on a rare 75'+/- canal-front lot just four lots from the river, this waterfront property offers an exceptional opportunity for boating, fishing, and enjoying Florida's natural beauty.The canal provides direct access to the scenic St. Johns River, which flows north to the Atlantic Ocean. The property has already seen numerous valuable improvements, including a newer well, septic system, electrical service, bulkhead, decking, and davit. Additional features include a 240'+/- artesian well, recent survey, storage shed, and full fencing with a double gate. With a private well and septic system, utility costs remain low, with the owner paying only electricity and internet service. The expansive yard offers ample room for entertaining, or storing boats, RVs, and other recreational equipment. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this canal-front property ## Location - **Address:** 280 Harbor Drive, Palatka, FL 32177 - **County:** Putnam - **Coordinates:** 29.758026, -81.569586 - **Google Maps:** https://www.google.com/maps?q=29.758026,-81.569586 ## Listing Agent - **Name:** Kim Baxter - **Brokerage:** Coldwell Banker Coast Realty - **Phone:** 4172964872 - **Broker Phone:** (386) 265-0000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/280-Harbor-Dr_Palatka_FL_32177_M51562-20213?f=listhub&s=DBAARFL&m=1220899&c=propsimple) ## Photos ![280 Harbor Drive - Photo 1](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f1420554537r.jpg) ![280 Harbor Drive - Photo 2](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f2382307800r.jpg) ![280 Harbor Drive - Photo 3](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f1084057247r.jpg) ![280 Harbor Drive - Photo 4](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f3820968859r.jpg) ![280 Harbor Drive - Photo 5](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f2383206041r.jpg) ![280 Harbor Drive - Photo 6](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f3628882468r.jpg) ![280 Harbor Drive - Photo 7](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f3218878741r.jpg) ![280 Harbor Drive - Photo 8](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f1709966077r.jpg) ![280 Harbor Drive - Photo 9](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f2816080256r.jpg) ![280 Harbor Drive - Photo 10](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f1048068035r.jpg) ![280 Harbor Drive - Photo 11](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f1571134086r.jpg) ![280 Harbor Drive - Photo 12](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f3572733596r.jpg) ![280 Harbor Drive - Photo 13](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f1044543189r.jpg) ![280 Harbor Drive - Photo 14](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f660247308r.jpg) ![280 Harbor Drive - Photo 15](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f866581077r.jpg) ![280 Harbor Drive - Photo 16](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f2887907523r.jpg) ![280 Harbor Drive - Photo 17](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f2203226791r.jpg) ![280 Harbor Drive - Photo 18](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f2070485279r.jpg) ![280 Harbor Drive - Photo 19](http://lh.rdcpix.com/31c89c578b38fca4ea40f3240db8a13bl-f2125762830r.jpg) --- **MLS#:** 1220899 | **Updated:** 2026-07-21 **Source:** listhub *Copyright © 2026 Daytona Beach Area Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/280-harbor-drive-palatka-fl-32177-1220899) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/280-harbor-drive-palatka-fl-32177-1220899#listing", "url": "https://www.propertysimple.ai/listing/280-harbor-drive-palatka-fl-32177-1220899", "name": "280 Harbor Drive, Palatka, FL 32177", "description": "Experience peaceful country living with easy access to the St. Johns River. Situated on a rare 75'+/- canal-front lot just four lots from the river, this waterfront property offers an exceptional opportunity for boating, fishing, and enjoying Florida's natural beauty.The canal provides direct access to the scenic St. Johns River, which flows north to the Atlantic Ocean. 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