About This Home

This 4-bedroom, 3-bathroom single family at 2809 CHATSWORTH Lane in Lakeland, FL is listed for $580,000 ($210 per sqft). Built in 1995, the home offers 2,762 sqft of living space on a 0.37 acres lot.

Key Features

  • Built in 1995
  • 0.37 acre lot
  • Private pool
  • Fireplace

Property Details

1 story
3 full
3-car garage
1995

Amenities

PoolSolarFireplaceA/C
Listing Description

2.75% VA LOAN ASSUMPTION OPPORTUNITY! Qualified VA-eligible buyers may have the opportunity to assume the existing mortgage, with an approximate remaining balance of $369,000, subject to servicer approval. Seller requires substitution of the buyer's VA entitlement and release of seller liability.

Ask the listing agent about assumption requirements, funds needed to complete the purchase, and options for addressing the existing solar financing, including having the seller pay it off or negotiating a lower purchase price to account for the solar balance.

Enjoy space, character, and thoughtful updates in this 4-bedroom, 3-bath South Lakeland pool home with an oversized three-car garage. Multiple living areas, bamboo flooring, custom built-ins, and a wood-burning fireplace create inviting spaces for everyday living and entertaining, while a separate sitting room/library with a wet bar offers a cozy space to gather, read, or relax..

The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and bar seating. The spacious primary suite includes an electric fireplace and a bathroom with a clawfoot soaking tub and open shower. An adjoining office offers flexible space for working from home or creating a cozy nursery close to the primary bedroom.

Outside, enjoy a private pool, covered patio, and mature landscaping on approximately .37 acres. Florida-native butterfly-attracting plants bring the front garden to life with swarms of butterflies during the summer. Valleyview Elementary is a few minutes away and the sounds of children enjoying recess can be heard from the back porch-a memorable connection to the nearby school.

Convenient to George Jenkins High School, the Polk Parkway, shopping, dining, entertainment, and medical facilities, this home combines a practical layout with distinctive details and substantial recent improvements. Features and updates: Main roof (2017); rear patio flat roof (2026); A/C (2023); solar panels (2022); windows and doors replaced (202

1); water heater (2023); kitchen cabinetry and granite countertops (2021); and kitchen appliances replaced within the past three years. The windows, HVAC replacement and sealing, ENERGY STAR appliances, and solar panels all help lower the energy bill.

Financing details: Existing solar financing carries a 1% interest rate with an approximate payoff of $54,345. Seller payoff of the solar financing or another lender-approved arrangement may be negotiated as part of the purchase, including a potential adjustment to the purchase price to account for the solar balance. Mortgage assumption and any solar-financing transfer require separate approvals; balances are approximate and subject to change.

Monthly Cost Estimate

$3,102/mo

20% down · 6.5% · 30 years

Principal$419
Interest$2,513
Insurance$169

Estimates only. Actual payments may vary.

Location

2809 CHATSWORTH Lane

Lakeland, FL 33812

CHATSWORTH

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-In Closet(s)

Exterior Features

Fire PitGardenLightingPermeable PavingPrivate YardRain Barrel/Cistern(s)Storage

Property Details

Flooring

CarpetBambooTile

Construction

Block

Pool Features

Pool

Outdoor Features

Porch

Parking

OpenDrivewayGarage

Heating

Central

Cooling

Central Air

Appliances

Convection OvenDishwasherDisposalDryerElectric Water HeaterExhaust FanRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 2809 CHATSWORTH Lane is listed at $580,000 ($210/sqft). The estimated monthly payment is $3,102 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1995, 0.37 acre lot, Private pool, Fireplace. Interior Features: Built-in Features, Ceiling Fans(s), Crown Molding. Exterior Features: Fire Pit, Garden, Lighting.

This property is listed by Gwen Clark.

GC

Gwen Clark

Agent at Clark Realty LLC

Listed by Clark Realty LLC · Broker phone: (863) 559-6413 · View on Broker Site · Broker website

MLS# L4965714· Source: Stellar MLS· 16 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2809 CHATSWORTH Lane, Lakeland, FL 33812

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