About This Home

This 2-bedroom, 3-bathroom townhouse at 281 Governors Lane #281 in Elgin, IL is listed for $449,900 ($242 per sqft). Built in 1988, the home offers 1,858 sqft of living space on a N/A lot.

Key Features

  • Built in 1988
  • 2 parking spaces

Property Details

1 story
3 full
2-car garage
#281
1988

Amenities

A/C
Listing Description

Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity to right-size without giving up space! Tucked away in a small enclave of homes, this spacious residence offers over 1,800 square feet on the main level with a comfortable, open layout designed for everyday living and entertaining.

A welcoming foyer leads to a private den/home office, while the vaulted ceiling, island kitchen with granite and Stainless Steel appliances and walk in pantry opens to expansive living and dining areas. Recent updates include new luxury vinyl plank flooring throughout the first floor, fresh paint throughout, new base trim, a new refrigerator, freshly painted garage, and updates to the kitchen and baths.

The main level features two generous bedrooms and two full baths, including a spacious primary suite with an incredible four closets and private bath. Main-floor laundry adds everyday convenience. The finished basement dramatically expands the home's versatility with a large recreation room, third full bath, and bonus room ideal for hobbies, exercise, guests or a home office, plus abundant storage.

If additional living space isn't needed, the lower level provides exceptional storage rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access and newer HVAC (2021). Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra and everything the area has to offer. If you've been searching for low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!

Monthly Cost Estimate

$2,591/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$185

Estimates only. Actual payments may vary.

Location

281 Governors Lane #281

Elgin, IL 60123

Features & Amenities

Interior Features

Vaulted Ceiling(s)1st Floor Bedroom1st Floor Full Bath

Property Details

Flooring

CarpetVinyl

Construction

Aluminum Siding Brick

Outdoor Features

Deck

Parking

GarageOpen

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryer

Questions & Answers

This 2-bedroom, 3-bathroom townhouse at 281 Governors Lane is listed at $449,900 ($242/sqft). The estimated monthly payment is $2,591 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $185/month.

Key features include: Built in 1988, 2 parking spaces. Interior Features: Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath.

This property is listed by Tamara O'Connor and can be reached at (630) 377-1646.

TO

Tamara O'Connor

Agent at Premier Living Properties

(630) 377-1646
Agent website

Listed by Premier Living Properties · Broker phone: (630) 377-1646 · View on Broker Site · Broker website

MLS# 12728448· Source: Midwest Real Estate Data, LLC· 2 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

281 Governors Lane #281, Elgin, IL 60123

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