# 281 Governors Lane #281, Elgin, IL 60123

> **TL;DR:** 2bd/3ba townhouse, $449,900 ($242/sqft), built 1988, 1,858 sqft.
> A/C, 2-car garage. Est. $2,591/mo. Listed 8 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $449,900 |
| Price/sqft | $242 |
| Bedrooms | 2 |
| Bathrooms | 3 full |
| Square Feet | 1,858 |
| Year Built | 1988 |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 8 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,275 |
| Estimated Insurance | $131 |
| HOA | $185 |
| **Total** | **$2,591** |

## Nearby Schools

- **Elementary:** Hillcrest Elementary School
- **Middle:** Kimball Middle School
- **High:** Larkin High School

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1988
- 2 parking spaces

## Description

### Agent Description
Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity to right-size without giving up space! Tucked away in a small enclave of homes, this spacious residence offers over 1,800 square feet on the main level with a comfortable, open layout designed for everyday living and entertaining. A welcoming foyer leads to a private den/home office, while the vaulted ceiling, island kitchen with granite and Stainless Steel appliances and walk in pantry opens to expansive living and dining areas. Recent updates include new luxury vinyl plank flooring throughout the first floor, fresh paint throughout, new base trim, a new refrigerator, freshly painted garage, and updates to the kitchen and baths. The main level features two generous bedrooms and two full baths, including a spacious primary suite with an incredible four closets and private bath. Main-floor laundry adds everyday convenience. The finished basement dramatically expands the home's versatility with a large recreation room, third full bath, and bonus room ideal for hobbies, exercise, guests or a home office, plus abundant storage. If additional living space isn't needed, the lower level provides exceptional storage rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access and newer HVAC (2021). Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra and everything the area has to offer. If you've been searching for low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!

## Location

- **Address:** 281 Governors Lane #281, Elgin, IL 60123
- **County:** Kane
- **Coordinates:** 42.041015, -88.3255
- **Google Maps:** https://www.google.com/maps?q=42.041015,-88.3255

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/e5820aeb-7fba-4983-9c3f-fd84b2372875?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** Tamara O'Connor
- **Brokerage:** Premier Living Properties
- **Phone:** (630) 377-1646
- **Broker Phone:** (630) 377-1646
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/281-Governors-Ln_Elgin_IL_60123_M83579-36039?f=listhub&s=MREDIL&m=12728448&c=propsimple)

## Photos

![281 Governors Lane #281 - Photo 1](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f914317200r.jpg)

![281 Governors Lane #281 - Photo 2](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2296385970r.jpg)

![281 Governors Lane #281 - Photo 3](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f8517559r.jpg)

![281 Governors Lane #281 - Photo 4](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f295834544r.jpg)

![281 Governors Lane #281 - Photo 5](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3342316288r.jpg)

![281 Governors Lane #281 - Photo 6](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2953464591r.jpg)

![281 Governors Lane #281 - Photo 7](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3029956646r.jpg)

![281 Governors Lane #281 - Photo 8](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2245634912r.jpg)

![281 Governors Lane #281 - Photo 9](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f91588156r.jpg)

![281 Governors Lane #281 - Photo 10](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1193014045r.jpg)

![281 Governors Lane #281 - Photo 11](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3668549403r.jpg)

![281 Governors Lane #281 - Photo 12](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2601257205r.jpg)

![281 Governors Lane #281 - Photo 13](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2309004214r.jpg)

![281 Governors Lane #281 - Photo 14](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3084167209r.jpg)

![281 Governors Lane #281 - Photo 15](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1630229077r.jpg)

![281 Governors Lane #281 - Photo 16](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1955026070r.jpg)

![281 Governors Lane #281 - Photo 17](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3721471164r.jpg)

![281 Governors Lane #281 - Photo 18](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f4007160144r.jpg)

![281 Governors Lane #281 - Photo 19](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2151662289r.jpg)

![281 Governors Lane #281 - Photo 20](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2510840349r.jpg)

![281 Governors Lane #281 - Photo 21](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3683863512r.jpg)

![281 Governors Lane #281 - Photo 22](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2800354272r.jpg)

![281 Governors Lane #281 - Photo 23](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2331380355r.jpg)

![281 Governors Lane #281 - Photo 24](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3497567452r.jpg)

![281 Governors Lane #281 - Photo 25](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f146786705r.jpg)

![281 Governors Lane #281 - Photo 26](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3970596541r.jpg)

---

**MLS#:** 12728448 | **Updated:** 2026-09-25
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-12728448)

---

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