About This Home

This 2-bedroom, 3-bathroom townhouse at 281 Governors Lane #281 in Elgin, IL is listed for $449,900 ($242 per sqft). Built in 1988, the home offers 1,858 sqft of living space on a N/A lot.

Key Features

  • Built in 1988
  • 2 parking spaces

Property Details

1 story
3 full
2-car garage
#281
1988

Amenities

A/C
Listing Description

Over 3,200 finished square feet of flexible living space with the convenience of ranch-style living and low-maintenance ownership! This beautifully updated ranch half-duplex offers an exceptional combination of generous room sizes, a versatile floor plan, and the freedom to enjoy your home without the demands of extensive exterior maintenance.

The main level features 1,858 square feet, including two spacious bedrooms, two full bathrooms, a private den/home office, and convenient first-floor laundry. Vaulted ceilings create an open, airy atmosphere, while the generous kitchen features granite countertops, stainless steel appliances, an island, and a walk-in pantry.

Expansive living and dining areas provide wonderful opportunities for everyday living and entertaining. The primary suite offers a private bath and an impressive four closets. Need additional space? The finished lower level adds approximately 1,350 square feet with a large recreation room, third full bathroom, additional bedroom, and flexible space for guests, hobbies, fitness, or working from home.

Recent improvements include luxury vinyl plank flooring, fresh interior paint, new base trim, updated lighting, kitchen improvements, and a newer furnace (2021). Enjoy an attached two-car garage, spacious deck, and the convenience of lawn care and snow removal included in the association assessments.

Ideally located near Randall Road shopping, restaurants, major commuter routes, and Metra. Whether you're looking for comfortable main-level living, room to work from home, or space to accommodate changing needs, this home offers the flexibility to make it your own. More room to live, less exterior maintenance to worry about!

Monthly Cost Estimate

$2,591/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$185

Estimates only. Actual payments may vary.

Location

281 Governors Lane #281

Elgin, IL 60123

Features & Amenities

Interior Features

Vaulted Ceiling(s)1st Floor Bedroom1st Floor Full Bath

Property Details

Flooring

CarpetVinyl

Construction

Aluminum Siding Brick

Outdoor Features

Deck

Parking

OpenGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryer

Questions & Answers

This 2-bedroom, 3-bathroom townhouse at 281 Governors Lane is listed at $449,900 ($242/sqft). The estimated monthly payment is $2,591 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $185/month.

Key features include: Built in 1988, 2 parking spaces. Interior Features: Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath.

This property is listed by Tamara O'Connor.

TO

Tamara O'Connor

Agent at Premier Living Properties

Listed by Premier Living Properties · Broker phone: (630) 377-1646 · View on Broker Site · Broker website

MLS# 12728448· Source: Midwest Real Estate Data, LLC· 40 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

281 Governors Lane #281, Elgin, IL 60123

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