# 281 Governors Lane #281, Elgin, IL 60123 > **TL;DR:** 2bd/3ba townhouse, $449,900 ($242/sqft), built 1988, 1,858 sqft. > A/C, 2-car garage. Est. $2,591/mo. Listed 41 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $449,900 | | Price/sqft | $242 | | Bedrooms | 2 | | Bathrooms | 3 full | | Square Feet | 1,858 | | Year Built | 1988 | | Stories | 1 | | Garage | 2-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 41 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,275 | | Estimated Insurance | $131 | | HOA | $185 | | **Total** | **$2,591** | ## Nearby Schools - **Elementary:** Hillcrest Elementary School - **Middle:** Kimball Middle School - **High:** Larkin High School ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1988 - 2 parking spaces ## Description ### Agent Description Over 3,200 finished square feet of flexible living space with the convenience of ranch-style living and low-maintenance ownership! This beautifully updated ranch half-duplex offers an exceptional combination of generous room sizes, a versatile floor plan, and the freedom to enjoy your home without the demands of extensive exterior maintenance. The main level features 1,858 square feet, including two spacious bedrooms, two full bathrooms, a private den/home office, and convenient first-floor laundry. Vaulted ceilings create an open, airy atmosphere, while the generous kitchen features granite countertops, stainless steel appliances, an island, and a walk-in pantry. Expansive living and dining areas provide wonderful opportunities for everyday living and entertaining. The primary suite offers a private bath and an impressive four closets. Need additional space? The finished lower level adds approximately 1,350 square feet with a large recreation room, third full bathroom, additional bedroom, and flexible space for guests, hobbies, fitness, or working from home. Recent improvements include luxury vinyl plank flooring, fresh interior paint, new base trim, updated lighting, kitchen improvements, and a newer furnace (2021). Enjoy an attached two-car garage, spacious deck, and the convenience of lawn care and snow removal included in the association assessments. Ideally located near Randall Road shopping, restaurants, major commuter routes, and Metra. Whether you're looking for comfortable main-level living, room to work from home, or space to accommodate changing needs, this home offers the flexibility to make it your own. More room to live, less exterior maintenance to worry about! ## Location - **Address:** 281 Governors Lane #281, Elgin, IL 60123 - **County:** Kane - **Coordinates:** 42.041015, -88.3255 - **Google Maps:** https://www.google.com/maps?q=42.041015,-88.3255 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/e5820aeb-7fba-4983-9c3f-fd84b2372875?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Tamara O'Connor - **Brokerage:** Premier Living Properties - **Broker Phone:** (630) 377-1646 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/281-Governors-Ln_Elgin_IL_60123_M83579-36039?f=listhub&s=MREDIL&m=12728448&c=propsimple) ## Photos ![281 Governors Lane #281 - Photo 1](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f914317200r.jpg) ![281 Governors Lane #281 - Photo 2](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2296385970r.jpg) ![281 Governors Lane #281 - Photo 3](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f8517559r.jpg) ![281 Governors Lane #281 - Photo 4](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f295834544r.jpg) ![281 Governors Lane #281 - Photo 5](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3342316288r.jpg) ![281 Governors Lane #281 - Photo 6](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2953464591r.jpg) ![281 Governors Lane #281 - Photo 7](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3029956646r.jpg) ![281 Governors Lane #281 - Photo 8](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2245634912r.jpg) ![281 Governors Lane #281 - Photo 9](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f91588156r.jpg) ![281 Governors Lane #281 - Photo 10](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1193014045r.jpg) ![281 Governors Lane #281 - Photo 11](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3668549403r.jpg) ![281 Governors Lane #281 - Photo 12](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2601257205r.jpg) ![281 Governors Lane #281 - Photo 13](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2309004214r.jpg) ![281 Governors Lane #281 - Photo 14](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3084167209r.jpg) ![281 Governors Lane #281 - Photo 15](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1630229077r.jpg) ![281 Governors Lane #281 - Photo 16](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1955026070r.jpg) ![281 Governors Lane #281 - Photo 17](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3721471164r.jpg) ![281 Governors Lane #281 - Photo 18](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f4007160144r.jpg) ![281 Governors Lane #281 - Photo 19](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2151662289r.jpg) ![281 Governors Lane #281 - Photo 20](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2510840349r.jpg) ![281 Governors Lane #281 - Photo 21](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3683863512r.jpg) ![281 Governors Lane #281 - Photo 22](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2800354272r.jpg) ![281 Governors Lane #281 - Photo 23](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2331380355r.jpg) ![281 Governors Lane #281 - Photo 24](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3497567452r.jpg) ![281 Governors Lane #281 - Photo 25](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f146786705r.jpg) ![281 Governors Lane #281 - Photo 26](http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3970596541r.jpg) --- **MLS#:** 12728448 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef#listing", "url": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef", "name": "281 Governors Lane #281, Elgin, IL 60123", "description": "Over 3,200 finished square feet of flexible living space with the convenience of ranch-style living and low-maintenance ownership! This beautifully updated ranch half-duplex offers an exceptional combination of generous room sizes, a versatile floor plan, and the freedom to enjoy your home without the demands of extensive exterior maintenance. The main level features 1,858 square feet, including two spacious bedrooms, two full bathrooms, a private den/home office, and convenient first-floor laundry. Vaulted ceilings create an open, airy atmosphere, while the generous kitchen features granite countertops, stainless steel appliances, an island, and a walk-in pantry. Expansive living and dining areas provide wonderful opportunities for everyday living and entertaining. The primary suite offers a private bath and an impressive four closets. Need additional space? The finished lower level adds approximately 1,350 square feet with a large recreation room, third full bathroom, additional bedroom, and flexible space for guests, hobbies, fitness, or working from home. Recent improvements include luxury vinyl plank flooring, fresh interior paint, new base trim, updated lighting, kitchen improvements, and a newer furnace (2021). Enjoy an attached two-car garage, spacious deck, and the convenience of lawn care and snow removal included in the association assessments. Ideally located near Randall Road shopping, restaurants, major commuter routes, and Metra. Whether you're looking for comfortable main-level living, room to work from home, or space to accommodate changing needs, this home offers the flexibility to make it your own. More room to live, less exterior maintenance to worry about!", "image": [ "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f914317200r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2296385970r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f8517559r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f295834544r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3342316288r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2953464591r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3029956646r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2245634912r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f91588156r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1193014045r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3668549403r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2601257205r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2309004214r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3084167209r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1630229077r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1955026070r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3721471164r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f4007160144r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2151662289r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2510840349r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3683863512r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2800354272r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2331380355r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3497567452r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f146786705r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3970596541r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f914317200r.jpg", "caption": "281 Governors Lane #281 - Elgin, IL" }, "datePosted": "2026-09-18", "dateModified": "2026-10-23T21:31:50.870Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef#property", "name": "281 Governors Lane #281, Elgin, IL 60123", "address": { "@type": "PostalAddress", "streetAddress": "281 Governors Lane #281", "addressLocality": "Elgin", "addressRegion": "IL", "postalCode": "60123", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 42.041015, "longitude": -88.3255 }, "image": [ "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f914317200r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2296385970r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f8517559r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f295834544r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3342316288r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2953464591r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3029956646r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2245634912r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f91588156r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1193014045r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3668549403r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2601257205r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2309004214r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3084167209r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1630229077r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f1955026070r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3721471164r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f4007160144r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2151662289r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2510840349r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3683863512r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2800354272r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f2331380355r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3497567452r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f146786705r.jpg", "http://lh.rdcpix.com/c7c50bd6deb625625c5883d105fceb76l-f3970596541r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "12728448" }, "accommodationCategory": "Townhouse", "numberOfBedrooms": 2, "numberOfBathroomsTotal": 3, "numberOfFullBathrooms": 3, "floorSize": { "@type": "QuantitativeValue", "value": 1858, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1988, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air, Natural Gas" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Carpet, Vinyl" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Aluminum Siding, Brick" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Deck" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Open, Garage" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Parking Spaces", "value": 2 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 2 }, { "@type": "PropertyValue", "name": "Unit Number", "value": "281" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Townhouse" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef#offer", "url": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef", "price": 449900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef#agent", "name": "Tamara O'Connor", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/281-governors-lane-elgin-il-60123-2a3d7542456942e98e4ed012c0f05fef#brokerage", "name": "Premier Living Properties", "telephone": "(630) 377-1646", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/c5ababc31fb34c31011fb3cf93990055k-c3735186782r.png" } } } } ```