# 281 Royal Tern Way, Carrabelle, FL 32323

> **TL;DR:** 4bd/3ba single family, $445,000 ($217/sqft), built 2022, 2,052 sqft.
> A/C. Est. $2,500/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $445,000 |
| Price/sqft | $217 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,052 |
| Year Built | 2022 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,250 |
| Estimated Insurance | $130 |
| HOA | $120 |
| **Total** | **$2,500** |

## Key Amenities

- A/C

## Property Highlights

- Built in 2022
- 0.17 acre lot
- 2 stories
- 3 parking spaces

## Description

### Agent Description
Located in St. James Bay with golf course frontage on Hole 14, this 2,052 sq ft home features 4 bedrooms and 2.5 baths. Interior finishes include Hardie siding, a metal roof, granite countertops, stainless steel appliances, LVP flooring throughout, and a tiled master shower. Situated in Flood Zone X with no flood or wind insurance required. Currently operating as a short-term rental property. Furnishings are not included in the sale price but may be available for purchase separately. HOA dues are $120 per quarter.

## Location

- **Address:** 281 Royal Tern Way, Carrabelle, FL 32323
- **Neighborhood:** St James Bay
- **Coordinates:** 29.9057512, -84.5586063
- **Google Maps:** https://www.google.com/maps?q=29.9057512,-84.5586063

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/281-Royal-Tern-Way-Carrabelle-FL-32323/unbranded

## Listing Agent

- **Name:** Amber Miller
- **Brokerage:** Golden Properties & Investments, LLC
- **Phone:** 8505090826
- **Broker Phone:** 8505090826
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/281-Royal-Tern-Way_Carrabelle_FL_32322_M66129-77453?f=listhub&s=RAKSGCFL&m=328481&c=propsimple)

## Photos

![281 Royal Tern Way - Photo 1](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f195659668r.jpg)

![281 Royal Tern Way - Photo 2](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f4067260980r.jpg)

![281 Royal Tern Way - Photo 3](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f304458659r.jpg)

![281 Royal Tern Way - Photo 4](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1439055738r.jpg)

![281 Royal Tern Way - Photo 5](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1598939616r.jpg)

![281 Royal Tern Way - Photo 6](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3281176462r.jpg)

![281 Royal Tern Way - Photo 7](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3925413428r.jpg)

![281 Royal Tern Way - Photo 8](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f409298822r.jpg)

![281 Royal Tern Way - Photo 9](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1201721474r.jpg)

![281 Royal Tern Way - Photo 10](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f20288241r.jpg)

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![281 Royal Tern Way - Photo 12](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f176349954r.jpg)

![281 Royal Tern Way - Photo 13](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1821294837r.jpg)

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![281 Royal Tern Way - Photo 15](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3548526276r.jpg)

![281 Royal Tern Way - Photo 16](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f2514973173r.jpg)

![281 Royal Tern Way - Photo 17](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3527717253r.jpg)

![281 Royal Tern Way - Photo 18](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f495298039r.jpg)

![281 Royal Tern Way - Photo 19](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1425388596r.jpg)

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![281 Royal Tern Way - Photo 22](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f4127917353r.jpg)

![281 Royal Tern Way - Photo 23](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f2017707011r.jpg)

![281 Royal Tern Way - Photo 24](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1001754207r.jpg)

![281 Royal Tern Way - Photo 25](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3469438350r.jpg)

![281 Royal Tern Way - Photo 26](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f2369813159r.jpg)

![281 Royal Tern Way - Photo 27](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3866023814r.jpg)

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![281 Royal Tern Way - Photo 30](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3830518097r.jpg)

![281 Royal Tern Way - Photo 31](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1916936088r.jpg)

![281 Royal Tern Way - Photo 32](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3576829839r.jpg)

![281 Royal Tern Way - Photo 33](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1222989295r.jpg)

![281 Royal Tern Way - Photo 34](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1365000846r.jpg)

![281 Royal Tern Way - Photo 35](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1717029898r.jpg)

![281 Royal Tern Way - Photo 36](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f2472896068r.jpg)

![281 Royal Tern Way - Photo 37](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1847060404r.jpg)

![281 Royal Tern Way - Photo 38](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f1065924014r.jpg)

![281 Royal Tern Way - Photo 39](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f15763211r.jpg)

![281 Royal Tern Way - Photo 40](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3349024915r.jpg)

![281 Royal Tern Way - Photo 41](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f3586557622r.jpg)

![281 Royal Tern Way - Photo 42](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f2961097733r.jpg)

![281 Royal Tern Way - Photo 43](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f2975162785r.jpg)

![281 Royal Tern Way - Photo 44](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f608741219r.jpg)

![281 Royal Tern Way - Photo 45](http://lh.rdcpix.com/5a38947e1f8e02355c4a05bee1b6e579l-f2487654372r.jpg)

---

**MLS#:** 328481 | **Updated:** 2026-09-06
**Source:** listhub

*Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/281-royal-tern-way-carrabelle-fl-32323-l328481)

---

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