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About This Home

This 4-bedroom, 2-bathroom single family at 281 Royal Tern Way in Carrabelle, FL is listed for $445,000 ($217 per sqft). Built in 2023, the home offers 2,052 sqft of living space on a 0.17 acres lot.

Agent Description

Located in St. James Bay with golf course frontage on Hole 14, this 2,052 sq ft home features 4 bedrooms and 2.5 baths. Interior finishes include Hardie siding, a metal roof, granite countertops, stainless steel appliances, LVP flooring throughout, and a tiled master shower. Situated in Flood Zone X with no flood or wind insurance required. Currently operating as a short-term rental property. Furnishings are not included in the sale price but may be available for purchase separately. HOA dues are $120 per quarter.

Key Features

  • Built in 2023
  • 0.17 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2023

Amenities

ViewA/C

Monthly Cost Estimate

$2,860/mo

20% down · 6.5% · 30 years

Principal$322
Interest$1,928
Insurance$130
HOA$480

Estimates only. Actual payments may vary.

Location

281 Royal Tern Way

Carrabelle, FL 32323

St James Bay

Features & Amenities

Interior Features

HighCeilingsWalkInClosets

Property Details

Flooring

TilePlankVinyl

Construction

FiberCement

Views

Golf Course

Pool Features

Porch

Parking

Garage

Heating

CentralElectric (Heating)

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DishwasherDisposalIceMakerMicrowaveRefrigeratorStove

Questions & Answers

This 4-bedroom, 2-bathroom single family at 281 Royal Tern Way is listed at $445,000 ($217/sqft). The estimated monthly payment is $2,408 based on 20% down at 6.5% interest.

HOA fees are $480/month.

Key features include: Built in 2023, 0.17 acre lot, 2 stories. Interior Features: HighCeilings, WalkInClosets.

This property is listed by Amber Miller and can be reached at 8505090826 or ambermiller0826@gmail.com.

AM

Amber Miller

Agent at Golden Properties & Investment

(850) 509-0826

Listed by Golden Properties & Investment · View on Broker Site

MLS# 400513· Source: listhub· Updated 4 days ago

Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

281 Royal Tern Way, Carrabelle, FL 32323

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