# 281 Royal Tern Way, Carrabelle, FL 32323

> **TL;DR:** 4bd/2ba single family, $445,000 ($217/sqft), built 2023, 2,052 sqft.
> View, A/C. Est. $2,860/mo. Listed 112 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $445,000 |
| Price/sqft | $217 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,052 |
| Year Built | 2023 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 112 |

## Why This Home Stands Out

- **Views** - Golf Course

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,250 |
| Estimated Insurance | $130 |
| HOA | $480 |
| **Total** | **$2,860** |

## Nearby Schools

- **Elementary:** OTHER COUNTY
- **Middle:** Franklin County Middle School
- **High:** Franklin County High School

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 2023
- 0.17 acre lot
- 2 stories

## Description

### Agent Description
Located in St. James Bay with golf course frontage on Hole 14, this 2,052 sq ft home features 4 bedrooms and 2.5 baths. Interior finishes include Hardie siding, a metal roof, granite countertops, stainless steel appliances, LVP flooring throughout, and a tiled master shower. Situated in Flood Zone X with no flood or wind insurance required. Currently operating as a short-term rental property. Furnishings are not included in the sale price but may be available for purchase separately. HOA dues are $120 per quarter.

## Location

- **Address:** 281 Royal Tern Way, Carrabelle, FL 32323
- **County:** Franklin
- **Neighborhood:** St James Bay
- **Coordinates:** 29.905816, -84.558674
- **Google Maps:** https://www.google.com/maps?q=29.905816,-84.558674

## Listing Agent

- **Name:** Amber Miller · **License:** 3207640
- **Brokerage:** Golden Properties & Investment
- **Phone:** 8505090826
- **Broker Phone:** 8505090826
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/281-Royal-Tern-Way_Carrabelle_FL_32322_M66129-77453?f=listhub&s=TBRFL&m=400513&c=propsimple)

## Photos

![281 Royal Tern Way - Photo 1](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2167872594r.jpg)

![281 Royal Tern Way - Photo 2](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2841327651r.jpg)

![281 Royal Tern Way - Photo 3](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f399175761r.jpg)

![281 Royal Tern Way - Photo 4](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1748320231r.jpg)

![281 Royal Tern Way - Photo 5](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f3588876328r.jpg)

![281 Royal Tern Way - Photo 6](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2852824731r.jpg)

![281 Royal Tern Way - Photo 7](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f37034124r.jpg)

![281 Royal Tern Way - Photo 8](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2031504551r.jpg)

![281 Royal Tern Way - Photo 9](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f4039918655r.jpg)

![281 Royal Tern Way - Photo 10](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f509816120r.jpg)

![281 Royal Tern Way - Photo 11](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f974040193r.jpg)

![281 Royal Tern Way - Photo 12](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f186534506r.jpg)

![281 Royal Tern Way - Photo 13](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f3513088760r.jpg)

![281 Royal Tern Way - Photo 14](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1915172203r.jpg)

![281 Royal Tern Way - Photo 15](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f3015734529r.jpg)

![281 Royal Tern Way - Photo 16](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f3534786729r.jpg)

![281 Royal Tern Way - Photo 17](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2796623967r.jpg)

![281 Royal Tern Way - Photo 18](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2484744341r.jpg)

![281 Royal Tern Way - Photo 19](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2073742944r.jpg)

![281 Royal Tern Way - Photo 20](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1409525616r.jpg)

![281 Royal Tern Way - Photo 21](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f4204071185r.jpg)

![281 Royal Tern Way - Photo 22](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f160387257r.jpg)

![281 Royal Tern Way - Photo 23](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f975826317r.jpg)

![281 Royal Tern Way - Photo 24](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2948076997r.jpg)

![281 Royal Tern Way - Photo 25](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2910545226r.jpg)

![281 Royal Tern Way - Photo 26](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f3798504291r.jpg)

![281 Royal Tern Way - Photo 27](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1227598447r.jpg)

![281 Royal Tern Way - Photo 28](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2510527670r.jpg)

![281 Royal Tern Way - Photo 29](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f878904544r.jpg)

![281 Royal Tern Way - Photo 30](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2584419245r.jpg)

![281 Royal Tern Way - Photo 31](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1482789246r.jpg)

![281 Royal Tern Way - Photo 32](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2239600634r.jpg)

![281 Royal Tern Way - Photo 33](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f338869185r.jpg)

![281 Royal Tern Way - Photo 34](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1026383997r.jpg)

![281 Royal Tern Way - Photo 35](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f317594202r.jpg)

![281 Royal Tern Way - Photo 36](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f258861549r.jpg)

![281 Royal Tern Way - Photo 37](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1490341218r.jpg)

![281 Royal Tern Way - Photo 38](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f895001987r.jpg)

![281 Royal Tern Way - Photo 39](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f373471098r.jpg)

![281 Royal Tern Way - Photo 40](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f2398087354r.jpg)

![281 Royal Tern Way - Photo 41](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f325922040r.jpg)

![281 Royal Tern Way - Photo 42](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1846998339r.jpg)

![281 Royal Tern Way - Photo 43](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f3679408r.jpg)

![281 Royal Tern Way - Photo 44](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1504547218r.jpg)

![281 Royal Tern Way - Photo 45](http://lh.rdcpix.com/2204a492eeafe176a34fd860c39a455cl-f1447043732r.jpg)

---

**MLS#:** 400513 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/281-royal-tern-way-carrabelle-fl-32323-l400513)

---

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}
```