About This Home

This 4-bedroom, 2-bathroom single family at 2816 RUSTIC OAKS Drive in Palm Harbor, FL is listed for $545,000 ($332 per sqft). Built in 1980, the home offers 1,644 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1980
  • 0.24 acre lot
  • Private pool

Property Details

1 story
2 full
1980

Amenities

PoolSolarSpaA/C
Listing Description

Price Improvement! This beautifully renovated 4-bedroom, 2-bathroom retreat in Palm Harbor offers a rare blend of modern comfort, lasting quality, and strong investment potential. A leased solar system keeps the electric bill to roughly $200-$230 a month - even with the pool heater running - well below the $600-$700 many similar homes see.

Every inch has been thoughtfully updated, from the bright open-concept layout to the stylish contemporary finishes and designer kitchen with upgraded appliances and sleek cabinetry. The spacious bedrooms provide flexible living space, perfect for family, guests, or a dedicated home office.

Out back, enjoy your own private oasis centered around a pool that's been completely redone with a brand-new pump - no lingering repairs, just peace of mind and ready-to-enjoy Florida living. Whether you're looking for a turnkey primary residence or a proven short-term rental investment, this home checks every box. Its sought-after location, polished interior, and inviting outdoor space make it equally well-suited for full-time living or generating consistent rental income.

Monthly Cost Estimate

$2,915/mo

20% down · 6.5% · 30 years

Principal$394
Interest$2,362
Insurance$159

Estimates only. Actual payments may vary.

Location

2816 RUSTIC OAKS Drive

Palm Harbor, FL 34684

RUSTIC OAKS

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanThermostatWindow Treatments

Exterior Features

Sidewalk

Property Details

Flooring

CarpetTileVinyl

Construction

Block

Pool Features

Pool

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 2816 RUSTIC OAKS Drive is listed at $545,000 ($332/sqft). The estimated monthly payment is $2,915 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1980, 0.24 acre lot, Private pool. Interior Features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo. Exterior Features: Sidewalk.

This property is listed by Richard Bishop, III and can be reached at 7274884961.

RI

Richard Bishop, III

Agent at LPT Realty, LLC.

(727) 488-4961
Agent website

Listed by LPT Realty, LLC. · Broker phone: (877) 366-2213 · View on Broker Site · Broker website

MLS# W7884575· Source: Stellar MLS· 115 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2816 RUSTIC OAKS Drive, Palm Harbor, FL 34684

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