# 2816 RUSTIC OAKS Drive, Palm Harbor, FL 34684 > **TL;DR:** 4bd/2ba single family, $545,000 ($332/sqft), built 1980, 1,644 sqft. > Pool, Spa, Solar, A/C. Est. $2,915/mo. Listed 167 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $545,000 | | Price/sqft | $332 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,644 | | Year Built | 1980 | | Lot Size | 10,454 sqft (0.24 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 167 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed - **Pool** - Pool listed; type not specified ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,756 | | Estimated Insurance | $159 | | **Total** | **$2,915** | ## Nearby Schools - **Elementary:** Highland Lakes Elementary-PN - **Middle:** Carwise Middle-PN - **High:** Palm Harbor Univ High-PN ## Key Amenities - Pool - Spa - Solar - A/C ## Property Highlights - Built in 1980 - 0.24 acre lot - Private pool ## Description ### Agent Description Price Improvement! This beautifully renovated 4-bedroom, 2-bathroom retreat in Palm Harbor offers a rare blend of modern comfort, lasting quality, and strong investment potential. A leased solar system keeps the electric bill to roughly $200-$230 a month - even with the pool heater running - well below the $600-$700 many similar homes see. Every inch has been thoughtfully updated, from the bright open-concept layout to the stylish contemporary finishes and designer kitchen with upgraded appliances and sleek cabinetry. The spacious bedrooms provide flexible living space, perfect for family, guests, or a dedicated home office. Out back, enjoy your own private oasis centered around a pool that's been completely redone with a brand-new pump - no lingering repairs, just peace of mind and ready-to-enjoy Florida living. Whether you're looking for a turnkey primary residence or a proven short-term rental investment, this home checks every box. Its sought-after location, polished interior, and inviting outdoor space make it equally well-suited for full-time living or generating consistent rental income. ## Location - **Address:** 2816 RUSTIC OAKS Drive, Palm Harbor, FL 34684 - **County:** Pinellas - **Neighborhood:** RUSTIC OAKS - **Coordinates:** 28.071259, -82.733689 - **Google Maps:** https://www.google.com/maps?q=28.071259,-82.733689 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/81a95e60-d3c1-4f61-91ef-98d0221abdd8?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Richard Bishop, III - **Brokerage:** LPT Realty, LLC. - **Phone:** 7274884961 - **Broker Phone:** (877) 366-2213 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2816-Rustic-Oaks-Dr_Palm-Harbor_FL_34684_M50451-26066?f=listhub&s=MFRMLSFL&m=W7884575&c=propsimple) ## Photos ![2816 RUSTIC OAKS Drive - Photo 1](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f297676948r.jpg) ![2816 RUSTIC OAKS Drive - Photo 2](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2445846508r.jpg) ![2816 RUSTIC OAKS Drive - Photo 3](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2007420266r.jpg) ![2816 RUSTIC OAKS Drive - Photo 4](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2425479684r.jpg) ![2816 RUSTIC OAKS Drive - Photo 5](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f1469703055r.jpg) ![2816 RUSTIC OAKS Drive - Photo 6](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f458325171r.jpg) ![2816 RUSTIC OAKS Drive - Photo 7](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f768586009r.jpg) ![2816 RUSTIC OAKS Drive - Photo 8](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f211534728r.jpg) ![2816 RUSTIC OAKS Drive - Photo 9](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3455067333r.jpg) ![2816 RUSTIC OAKS Drive - Photo 10](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2271423586r.jpg) ![2816 RUSTIC OAKS Drive - Photo 11](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3991966280r.jpg) ![2816 RUSTIC OAKS Drive - Photo 12](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3035782014r.jpg) ![2816 RUSTIC OAKS Drive - Photo 13](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3307106492r.jpg) ![2816 RUSTIC OAKS Drive - Photo 14](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f4088549119r.jpg) ![2816 RUSTIC OAKS Drive - Photo 15](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f31564903r.jpg) ![2816 RUSTIC OAKS Drive - Photo 16](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f1029399924r.jpg) ![2816 RUSTIC OAKS Drive - Photo 17](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2818408554r.jpg) ![2816 RUSTIC OAKS Drive - Photo 18](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f4119889200r.jpg) ![2816 RUSTIC OAKS Drive - Photo 19](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f283557242r.jpg) ![2816 RUSTIC OAKS Drive - Photo 20](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f601738809r.jpg) ![2816 RUSTIC OAKS Drive - Photo 21](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2314617070r.jpg) ![2816 RUSTIC OAKS Drive - Photo 22](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3519959231r.jpg) ![2816 RUSTIC OAKS Drive - Photo 23](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f888002053r.jpg) ![2816 RUSTIC OAKS Drive - Photo 24](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2118018456r.jpg) ![2816 RUSTIC OAKS Drive - Photo 25](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f440649127r.jpg) ![2816 RUSTIC OAKS Drive - Photo 26](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2797355508r.jpg) ![2816 RUSTIC OAKS Drive - Photo 27](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f262441738r.jpg) ![2816 RUSTIC OAKS Drive - Photo 28](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3778296696r.jpg) ![2816 RUSTIC OAKS Drive - Photo 29](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f246361681r.jpg) ![2816 RUSTIC OAKS Drive - Photo 30](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2899553762r.jpg) ![2816 RUSTIC OAKS Drive - Photo 31](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2581049787r.jpg) ![2816 RUSTIC OAKS Drive - 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Photo 42](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3159802443r.jpg) ![2816 RUSTIC OAKS Drive - Photo 43](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f82152763r.jpg) ![2816 RUSTIC OAKS Drive - Photo 44](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3965539567r.jpg) ![2816 RUSTIC OAKS Drive - Photo 45](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2759046293r.jpg) ![2816 RUSTIC OAKS Drive - Photo 46](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2795353301r.jpg) ![2816 RUSTIC OAKS Drive - Photo 47](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3241496349r.jpg) ![2816 RUSTIC OAKS Drive - Photo 48](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f1857412074r.jpg) ![2816 RUSTIC OAKS Drive - Photo 49](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f225807269r.jpg) ![2816 RUSTIC OAKS Drive - Photo 50](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2654545525r.jpg) ![2816 RUSTIC OAKS Drive - Photo 51](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f639380706r.jpg) ![2816 RUSTIC OAKS Drive - Photo 52](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3006913844r.jpg) ![2816 RUSTIC OAKS Drive - Photo 53](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2468358200r.jpg) ![2816 RUSTIC OAKS Drive - Photo 54](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f1911591563r.jpg) ![2816 RUSTIC OAKS Drive - Photo 55](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2387910144r.jpg) ![2816 RUSTIC OAKS Drive - Photo 56](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2941143853r.jpg) ![2816 RUSTIC OAKS Drive - Photo 57](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3571929571r.jpg) ![2816 RUSTIC OAKS Drive - Photo 58](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f4237373868r.jpg) ![2816 RUSTIC OAKS Drive - Photo 59](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3578902799r.jpg) ![2816 RUSTIC OAKS Drive - Photo 60](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f503411352r.jpg) ![2816 RUSTIC OAKS Drive - Photo 61](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2092071090r.jpg) ![2816 RUSTIC OAKS Drive - Photo 62](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f4134107246r.jpg) ![2816 RUSTIC OAKS Drive - Photo 63](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3278592973r.jpg) ![2816 RUSTIC OAKS Drive - Photo 64](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f393274820r.jpg) ![2816 RUSTIC OAKS Drive - Photo 65](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f1606166887r.jpg) ![2816 RUSTIC OAKS Drive - Photo 66](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f574531501r.jpg) ![2816 RUSTIC OAKS Drive - Photo 67](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f3052752993r.jpg) ![2816 RUSTIC OAKS Drive - Photo 68](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2931116054r.jpg) ![2816 RUSTIC OAKS Drive - Photo 69](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f2032050654r.jpg) ![2816 RUSTIC OAKS Drive - Photo 70](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f1374330850r.jpg) ![2816 RUSTIC OAKS Drive - Photo 71](http://lh.rdcpix.com/7f8d76daef707e5c6597eee41ff8407cl-f1374330850r.jpg) --- **MLS#:** W7884575 | **Updated:** 2026-09-20 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2816-rustic-oaks-drive-palm-harbor-fl-34684-w7884575) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2816-rustic-oaks-drive-palm-harbor-fl-34684-w7884575#listing", "url": "https://www.propertysimple.ai/listing/2816-rustic-oaks-drive-palm-harbor-fl-34684-w7884575", "name": "2816 RUSTIC OAKS Drive, Palm Harbor, FL 34684", "description": "Price Improvement! This beautifully renovated 4-bedroom, 2-bathroom retreat in Palm Harbor offers a rare blend of modern comfort, lasting quality, and strong investment potential. A leased solar system keeps the electric bill to roughly $200-$230 a month - even with the pool heater running - well below the $600-$700 many similar homes see. Every inch has been thoughtfully updated, from the bright open-concept layout to the stylish contemporary finishes and designer kitchen with upgraded appliances and sleek cabinetry. The spacious bedrooms provide flexible living space, perfect for family, guests, or a dedicated home office. Out back, enjoy your own private oasis centered around a pool that's been completely redone with a brand-new pump - no lingering repairs, just peace of mind and ready-to-enjoy Florida living. Whether you're looking for a turnkey primary residence or a proven short-term rental investment, this home checks every box. 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