# 2817 State Rte 8, Speculator, NY 12164 > **TL;DR:** 3bd/2ba single family, $599,000 ($363/sqft), built 1968, 1,650 sqft. > Waterfront, Hardwood. Est. $3,204/mo. Listed 121 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $599,000 | | Price/sqft | $363 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,650 | | Year Built | 1968 | | Lot Size | 121,968 sqft (2.80 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 121 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,029 | | Estimated Insurance | $175 | | **Total** | **$3,204** | ## Key Amenities - Waterfront - Hardwood ## Property Highlights - Built in 1968 - 2.80 acre lot - Waterfront ## Description ### Agent Description Own a piece of the Adirondacks with this incredibly versatile 3-bedroom, 1.5-bath raised ranch home, perfectly situated on 2.8 level acres in the heart of the village of Speculator. This property offers the perfect blend of residential comfort and commercial potential.The property has village sewer and water. Home: Comfortable ranch-style living offering extra space for entertaining with high open ceilings, hardwood floors, propane fireplace and a partial finished basement with a propane stove, 1/2 bath, and two petitioned bedrooms. If this wasn't enough,includes a lake-right down Ruby Lane to Lake Pleasant. Property: Spacious 2.8-acre lot-rare within the village limits.Infrastructure: A massive 7 outbuilding/garages setup, perfect for business storage, contractor equipment, boat storage, or hobbyists.Location: Zoned for both commercial and residential use. Highly visible location perfect for capitalizing on tourist traffic.Whether you are looking to run a business, need abundant storage, or want a private home with immense expansion potential, this is it. Don't miss this unique opportunity to own a multi-functional legacy property in the Adirondacks ## Location - **Address:** 2817 State Rte 8, Speculator, NY 12164 - **County:** Hamilton - **Coordinates:** 43.49276, -74.372769 - **Google Maps:** https://www.google.com/maps?q=43.49276,-74.372769 ## Listing Agent - **Name:** Deborah Abbott - **Brokerage:** ALICIA C MILLER REAL ESTATE INC - **Broker Phone:** 5189244255 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2817-State-Route-8_Speculator_NY_12164_M96225-51973?f=listhub&s=NYSMLS&m=11778546&c=propsimple) ## Photos ![2817 State Rte 8 - Photo 1](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f2612242048r.jpg) ![2817 State Rte 8 - Photo 2](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f3114014643r.jpg) ![2817 State Rte 8 - Photo 3](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f2894316619r.jpg) ![2817 State Rte 8 - Photo 4](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f352620782r.jpg) ![2817 State Rte 8 - 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Photo 35](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f3681021192r.jpg) ![2817 State Rte 8 - Photo 36](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f1543431541r.jpg) ![2817 State Rte 8 - Photo 37](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f2301683410r.jpg) ![2817 State Rte 8 - Photo 38](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f1360664799r.jpg) ![2817 State Rte 8 - Photo 39](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f263275396r.jpg) ![2817 State Rte 8 - Photo 40](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f76165102r.jpg) ![2817 State Rte 8 - Photo 41](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f229166372r.jpg) ![2817 State Rte 8 - Photo 42](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f1766211609r.jpg) ![2817 State Rte 8 - Photo 43](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f1937501000r.jpg) ![2817 State Rte 8 - Photo 44](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f1557294152r.jpg) ![2817 State Rte 8 - Photo 45](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f3568488526r.jpg) ![2817 State Rte 8 - Photo 46](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f1341262254r.jpg) ![2817 State Rte 8 - Photo 47](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f579549579r.jpg) ![2817 State Rte 8 - Photo 48](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f2890655598r.jpg) ![2817 State Rte 8 - Photo 49](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f2526590604r.jpg) ![2817 State Rte 8 - Photo 50](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f3059721339r.jpg) ![2817 State Rte 8 - Photo 51](http://lh.rdcpix.com/3b50335475a2bfe2e8c175ab4f397761l-f2407525689r.jpg) --- **MLS#:** 11778546 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2817-state-rte-8-speculator-ny-12164-11778546) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2817-state-rte-8-speculator-ny-12164-11778546#listing", "url": "https://www.propertysimple.ai/listing/2817-state-rte-8-speculator-ny-12164-11778546", "name": "2817 State Rte 8, Speculator, NY 12164", "description": "Own a piece of the Adirondacks with this incredibly versatile 3-bedroom, 1.5-bath raised ranch home, perfectly situated on 2.8 level acres in the heart of the village of Speculator. This property offers the perfect blend of residential comfort and commercial potential.The property has village sewer and water. 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