# 28247 W Cove Drive, Lincoln, MO 65338

> **TL;DR:** 3bd/3ba single family, $414,900 ($189/sqft), built 1993, 2,200 sqft.
> Fireplace, Waterfront, A/C, 2-car garage. Est. $2,219/mo. Listed 37 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $414,900 |
| Price/sqft | $189 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,200 |
| Year Built | 1993 |
| Lot Size | 20,038 sqft (0.46 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 37 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,098 |
| Estimated Insurance | $121 |
| **Total** | **$2,219** |

## Nearby Schools

- **High:** Benton

## Key Amenities

- Fireplace
- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 1993
- 0.46 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Discover your dream lake retreat on the 77-mile marker of Lake of the Ozarks! This all-brick two-story home sits on nearly a half-acre lot with year-round water views and a private dock featuring one well and a party space that can easily convert back to a two-well slip. The main floor has been fully renovated with a spacious kitchen, open living area, primary suite, second bedroom, and two full baths. The lower level offers additional living space, a large bedroom, and flex area that can be used as you wish. Enjoy decks on both levels, all-new paint, fixtures, flooring, cabinets, and appliances-95% remodeled and move-in ready. Easy commute from Kansas City makes this the perfect weekend escape or full-time lake home! Bonus: the adjoining property next door is also for sale ideal for owning two homes side by side for vacation rentals or a family compound.

## Location

- **Address:** 28247 W Cove Drive, Lincoln, MO 65338
- **County:** Benton
- **Coordinates:** 38.265937, -93.186643
- **Google Maps:** https://www.google.com/maps?q=38.265937,-93.186643

## Listing Agent

- **Name:** Richey Real Estate Group
- **Brokerage:** Real Broker, LLC
- **Broker Phone:** (855) 450-0442
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/28247-W-Cove-Dr_Lincoln_MO_65338_M77528-29271?f=listhub&s=HMLSKS&m=2644322&c=propsimple)

## Photos

![28247 W Cove Drive - Photo 1](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3016821832r.jpg)

![28247 W Cove Drive - Photo 2](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f735583079r.jpg)

![28247 W Cove Drive - Photo 3](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2366990406r.jpg)

![28247 W Cove Drive - Photo 4](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f4053605693r.jpg)

![28247 W Cove Drive - Photo 5](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2450946710r.jpg)

![28247 W Cove Drive - Photo 6](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1637691958r.jpg)

![28247 W Cove Drive - Photo 7](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f285087426r.jpg)

![28247 W Cove Drive - Photo 8](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f512280182r.jpg)

![28247 W Cove Drive - Photo 9](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1613341381r.jpg)

![28247 W Cove Drive - Photo 10](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1781939072r.jpg)

![28247 W Cove Drive - Photo 11](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1664790537r.jpg)

![28247 W Cove Drive - Photo 12](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3432458601r.jpg)

![28247 W Cove Drive - Photo 13](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2224297241r.jpg)

![28247 W Cove Drive - Photo 14](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f640487835r.jpg)

![28247 W Cove Drive - Photo 15](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2289333692r.jpg)

![28247 W Cove Drive - Photo 16](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2743305398r.jpg)

![28247 W Cove Drive - Photo 17](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1690290370r.jpg)

![28247 W Cove Drive - Photo 18](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f859373162r.jpg)

![28247 W Cove Drive - Photo 19](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f618659771r.jpg)

![28247 W Cove Drive - Photo 20](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f4241112818r.jpg)

![28247 W Cove Drive - Photo 21](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1122963250r.jpg)

![28247 W Cove Drive - Photo 22](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f718532172r.jpg)

![28247 W Cove Drive - Photo 23](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f4216085283r.jpg)

![28247 W Cove Drive - Photo 24](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f722883743r.jpg)

![28247 W Cove Drive - Photo 25](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1640109848r.jpg)

![28247 W Cove Drive - Photo 26](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2214773334r.jpg)

![28247 W Cove Drive - Photo 27](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f289968276r.jpg)

![28247 W Cove Drive - Photo 28](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2818001711r.jpg)

![28247 W Cove Drive - Photo 29](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f244223860r.jpg)

![28247 W Cove Drive - Photo 30](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2257563046r.jpg)

![28247 W Cove Drive - Photo 31](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3629463472r.jpg)

![28247 W Cove Drive - Photo 32](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3369570426r.jpg)

![28247 W Cove Drive - Photo 33](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f802751430r.jpg)

![28247 W Cove Drive - Photo 34](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3518624020r.jpg)

![28247 W Cove Drive - Photo 35](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2088622173r.jpg)

![28247 W Cove Drive - Photo 36](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f731875812r.jpg)

![28247 W Cove Drive - Photo 37](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2807935225r.jpg)

![28247 W Cove Drive - Photo 38](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1255866207r.jpg)

![28247 W Cove Drive - Photo 39](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3246975717r.jpg)

![28247 W Cove Drive - Photo 40](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2873828540r.jpg)

![28247 W Cove Drive - Photo 41](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2073511349r.jpg)

![28247 W Cove Drive - Photo 42](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3836324897r.jpg)

![28247 W Cove Drive - Photo 43](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1038993904r.jpg)

![28247 W Cove Drive - Photo 44](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2218520238r.jpg)

![28247 W Cove Drive - Photo 45](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f357476560r.jpg)

![28247 W Cove Drive - Photo 46](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1899730000r.jpg)

![28247 W Cove Drive - Photo 47](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1016415526r.jpg)

![28247 W Cove Drive - Photo 48](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3987400221r.jpg)

![28247 W Cove Drive - Photo 49](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1719900209r.jpg)

![28247 W Cove Drive - Photo 50](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3968798069r.jpg)

![28247 W Cove Drive - Photo 51](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1485338735r.jpg)

![28247 W Cove Drive - Photo 52](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f4221508646r.jpg)

![28247 W Cove Drive - Photo 53](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1653515681r.jpg)

![28247 W Cove Drive - Photo 54](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f944693640r.jpg)

![28247 W Cove Drive - Photo 55](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f1363958073r.jpg)

![28247 W Cove Drive - Photo 56](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f3407728622r.jpg)

![28247 W Cove Drive - Photo 57](http://lh.rdcpix.com/56c8c60117b89f09d1d39a321aeab9e4l-f2212536839r.jpg)

---

**MLS#:** 2644322 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/28247-w-cove-drive-lincoln-mo-65338-65d6725cc04c485196e726a7ac9d283d)

---

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