# 284 Scotch Highlands Loop lot: 12-E, Sapphire, NC 28774

> **TL;DR:** 3bd/4ba single family, $145,000, built 2001.
> Fireplace, Hardwood, A/C. Est. $8,775/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $145,000 |
| Bedrooms | 3 |
| Bathrooms | 3 full, 1 half |
| Year Built | 2001 |
| Lot Size | 23,087 sqft (0.53 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 3 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $733 |
| Estimated Insurance | $42 |
| HOA | $8,000 |
| **Total** | **$8,775** |

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 2001
- 0.53 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Great opportunity in the Mountains! 1/6th Fractional ownership in the lovely Sapphire Valley area. 8 weeks guaranteed (4 in prime season and 4 in off season) more upon availability. Ideal for effortless Mountain Living. Everything is ready for you to walk in and enjoy! Fees include access to Sapphire Valley Amenities, all taxes, maintenance, firewood, utilities, and more. This property is part of the Sapphire Valley Master Association (SVMA), which is currently in litigation against Sapphire National Golf Club over alleged covenant violations and neglected maintenance/infrastructure repairs. This litigation may affect property value, special assessments, or Association dues, buyers should request further details from the seller or SVMA directly.

## Location

- **Address:** 284 Scotch Highlands Loop lot: 12-E, Sapphire, NC 28774
- **County:** Jackson
- **Neighborhood:** Mountian Club
- **Coordinates:** 35.12753766, -83.055392
- **Google Maps:** https://www.google.com/maps?q=35.12753766,-83.055392

## Listing Agent

- **Name:** Linda Rogers · **License:** 193419
- **Brokerage:** Stewart Real Estate Group
- **Phone:** 8285064185
- **Broker Phone:** 8283422278
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/284-Scotch-Highlands-Loop-12E_Sapphire_NC_28774_M90198-85657?f=listhub&s=HCBORNC&m=1004281&c=propsimple)

## Photos

![284 Scotch Highlands Loop lot: 12-E - Photo 1](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f560129026r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 2](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1350183238r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 3](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1969112561r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 4](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f3738276952r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 5](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f4267086548r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 6](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f3256016367r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 7](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1818232114r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 8](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1233399680r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 9](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f4130515522r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 10](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f4068933800r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 11](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f3792267627r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 12](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1806760956r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 13](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f2549537791r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 14](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1432129018r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 15](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f2413373893r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 16](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f2071498561r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 17](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1808696161r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 18](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f3522946972r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 19](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f1789648493r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 20](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f3030486750r.jpg)

![284 Scotch Highlands Loop lot: 12-E - Photo 21](http://lh.rdcpix.com/e38e3987dcc3b06c65bc913eac611310l-f3861483902r.jpg)

---

**MLS#:** 1004281 | **Updated:** 2026-10-02
**Source:** listhub

*Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/284-scotch-highlands-loop-lot-12-e-sapphire-nc-28774-1004281)

---

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