About This Home

This 4-bedroom, 3-bathroom single family at 2841 Fernleaf Lane in Chattanooga, TN is listed for $439,900 ($175 per sqft). Built in 2014, the home offers 2,518 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2014
  • 0.14 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
2014

Amenities

FireplaceHardwoodA/C
Listing Description

Character you can feel, with room to settle in. Located in The Arbors, 2841 Fernleaf Lane pairs inviting architectural details with thoughtful improvements. Dining room paneling adds texture and charm, while a beautiful brick fireplace with substantial mantel creates a welcoming focal point for cozy evenings and everyday gatherings.

With four bedrooms and three full bathrooms, the home offers flexibility for guests, a home office, or simply a little more space to spread out. Completed in July 2026, the permitted upstairs renovation adds a bedroom, full bathroom, and dedicated heating and cooling, bringing fresh versatility to the layout.

Fresh interior paint gives the home a clean, current feel while preserving its distinctive personality. Additional improvements include a new main-level HVAC unit installed in November 2024 and a crawlspace sump pump installed in 2024. The washer and dryer remain, including a washer purchased in August 2026.

Conveniently located in Chattanooga and zoned for Bess T. Shepherd Elementary, Tyner Middle Academy, and Tyner Academy, this home brings together generous space, thoughtful updates, and the warm details that make a house memorable.

Monthly Cost Estimate

$2,503/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,906
Insurance$128
HOA$150

Estimates only. Actual payments may vary.

Location

2841 Fernleaf Lane

Chattanooga, TN 37421

The Arbors

Features & Amenities

Interior Features

Double VanityGranite CountersHigh CeilingsOpen FloorplanPantryPrimary DownstairsSeparate Dining RoomSeparate ShowerSplit BedroomsTub/shower ComboWalk-In Closet(s)

Property Details

Flooring

TileVinylHardwood

Construction

Brick Vinyl Siding

Outdoor Features

DeckPatio

Parking

Open

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

WasherRefrigeratorFree-Standing Electric RangeElectric Water HeaterDryerDisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 2841 Fernleaf Lane is listed at $439,900 ($175/sqft). The estimated monthly payment is $2,502 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 2014, 0.14 acre lot, 2 stories, Fireplace. Interior Features: Double Vanity, Granite Counters, High Ceilings.

This property is listed by Mitzi Matlock.

MM

Mitzi Matlock

License 332065

Agent at Benchmark Realty LLC

Listed by Benchmark Realty LLC · Broker phone: (423) 645-0475 · View on Broker Site

MLS# 1545099· Source: Greater Chattanooga Association of REALTORS· 4 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2841 Fernleaf Lane, Chattanooga, TN 37421

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