# 285 Hugh Thomas Drive, Panama City, FL 32404

> **TL;DR:** 4bd/5ba single family, $625,000 ($256/sqft), built 2024, 2,438 sqft.
> Waterfront, A/C. Est. $2,708/mo. Listed 193 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $625,000 |
| Price/sqft | $256 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 2,438 |
| Year Built | 2024 |
| Lot Size | 19,166 sqft (0.44 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 193 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,708 |
| **Total** | **$2,708** |

## Nearby Schools

- **Elementary:** Callaway
- **Middle:** Rutherford Middle
- **High:** Rutherford

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2024
- 0.44 acre lot
- Waterfront

## Description

### Agent Description
Now priced below appraised value! *Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA, NO flood insurance required! Prime location near Tyndall AFB. 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, fortified roof.

## Location

- **Address:** 285 Hugh Thomas Drive, Panama City, FL 32404
- **County:** Bay
- **Neighborhood:** Grimes Callaway Bayou Est U-6
- **Coordinates:** 30.149353, -85.555442
- **Google Maps:** https://www.google.com/maps?q=30.149353,-85.555442

## Listing Agent

- **Name:** Abbott Martin Group
- **Brokerage:** EXP Realty LLC
- **Phone:** 8504602900
- **Email:** listings@abbottmartingroup.com

## Primary Photo

![285 Hugh Thomas Drive - Primary Photo](http://lh.rdcpix.com/48d77ac8b281fd15a822e41e559c8f4fl-f1294440901r.jpg)

*39 total photos available on [listing page](https://www.propertysimple.com/listing/285-hugh-thomas-drive-panama-city-fl-32404-l781917)*

---

**MLS#:** 781917 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/285-hugh-thomas-drive-panama-city-fl-32404-l781917)

---

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