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About This Home

This 4-bedroom, 5-bathroom single family at 285 Hugh Thomas Drive in Panama City, FL is listed for $625,000 ($256 per sqft). Built in 2024, the home offers 2,438 sqft of living space on a 0.44 acres lot.

Agent Description

Now priced below appraised value! *Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment.

This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA, NO flood insurance required! Prime location near Tyndall AFB. 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, fortified roof.

Key Features

  • Built in 2024
  • 0.44 acre lot
  • Waterfront

Property Details

1 story
4 full, 1 half
2024

Amenities

WaterfrontA/C

Monthly Cost Estimate

$3,343/mo

20% down · 6.5% · 30 years

Principal$452
Interest$2,708
Insurance$182

Estimates only. Actual payments may vary.

Location

285 Hugh Thomas Drive

Panama City, FL 32404

GRIMES CALLAWAY BAYOU ESTATES

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedCeiling VaultedLighting RecessedWasher/Dryer Hookup

Exterior Features

ColumnsSprinkler System

Property Details

Flooring

VinylCarpet

Construction

Frame Siding CmntFbrHrdBrd

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveRefrigeratorSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 5-bathroom single family at 285 Hugh Thomas Drive is listed at $625,000 ($256/sqft). The estimated monthly payment is $2,708 based on 20% down at 6.5% interest.

Key features include: Built in 2024, 0.44 acre lot, Waterfront. Interior Features: Breakfast Bar, Ceiling Raised, Ceiling Vaulted. Exterior Features: Columns, Sprinkler System.

This property is listed by Abbott Martin Group and can be reached at 8504602900 or listings@AbbottMartinGroup.com.

AG

Abbott Martin Group

Agent at EXP Realty LLC

(850) 460-2900

Listed by EXP Realty LLC · View on Broker Site

MLS# 992581· Source: listhub· Updated 193 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

285 Hugh Thomas Drive, Panama City, FL 32404

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