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About This Home

This 2-bedroom, 2-bathroom condo at 285 Payne St in Miramar Beach, FL is listed for $399,900 ($424 per sqft). Built in 1998, the home offers 944 sqft of living space on a N/A lot.

Agent Description

Welcome to your slice of paradise in beautiful Miramar Beach! This charming 2nd-floor condo is located in a highly sought-after community offering resort-style amenities, including a sparkling pool, and is just a short walk to the white, pristine beaches of the Emerald Coast.

Inside, you'll find an open floor plan filled with natural light and a private balcony overlooking the pool-perfect for relaxing or entertaining. The modern kitchen is designed with quartz countertops, stainless steel appliances, and ample cabinetry. The spacious bedrooms provides comfort and privacy.

The bathrooms are generously sized, offering both style and convenience. This property offers flexibility as either your primary residence or an investment opportunity, with a strong rental income track record. Whether you're seeking a full-time coastal lifestyle, a vacation retreat, or a revenue-generating rental, this condo checks all the boxes. Sold Fully Furnished! With beachside living, community amenities, and an unbeatable location near shopping, dining, and entertainment, this is a must-see!

Key Features

  • Built in 1998
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
#21B
1998

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$8,389/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$6,250

Estimates only. Actual payments may vary.

Location

285 Payne St

Miramar Beach, FL 32550

Features & Amenities

Exterior Features

Balcony

Property Details

Construction

Frame

Views

Water

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterBuilt In MicrowaveDishwasherDisposalFreezerRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom condo at 285 Payne St is listed at $399,900 ($424/sqft). The estimated monthly payment is $7,983 based on 20% down at 6.5% interest.

HOA fees are $6250/month.

Key features include: Built in 1998, 2 stories, Waterfront. Exterior Features: Balcony.

This property is listed by Elena Barba and can be reached at (850) 916-5050 or barbaelena@gmail.com.

EB

Elena Barba

Agent at Levin Rinke Realty

(850) 916-5050

Listed by Levin Rinke Realty · View on Broker Site

MLS# 679777· Source: listhub· Updated 69 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

285 Payne St, Miramar Beach, FL 32550

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