# 285 Payne St, Miramar Beach, FL 32550

> **TL;DR:** 2bd/2ba condo, $399,900 ($424/sqft), built 1998, 944 sqft.
> Waterfront, View, A/C. Est. $7,983/mo. Listed 69 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,900 |
| Price/sqft | $424 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 944 |
| Year Built | 1998 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 69 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,733 |
| HOA | $6,250 |
| **Total** | **$7,983** |

## Nearby Schools

- **Elementary:** Local School In County
- **Middle:** LOCAL SCHOOL IN COUNTY
- **High:** Local School In County

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1998
- 2 stories
- Waterfront

## Description

### Agent Description
Welcome to your slice of paradise in beautiful Miramar Beach! This charming 2nd-floor condo is located in a highly sought-after community offering resort-style amenities, including a sparkling pool, and is just a short walk to the white, pristine beaches of the Emerald Coast. Inside, you'll find an open floor plan filled with natural light and a private balcony overlooking the pool-perfect for relaxing or entertaining. The modern kitchen is designed with quartz countertops, stainless steel appliances, and ample cabinetry. The spacious bedrooms provides comfort and privacy. The bathrooms are generously sized, offering both style and convenience. This property offers flexibility as either your primary residence or an investment opportunity, with a strong rental income track record. Whether you're seeking a full-time coastal lifestyle, a vacation retreat, or a revenue-generating rental, this condo checks all the boxes. Sold Fully Furnished! With beachside living, community amenities, and an unbeatable location near shopping, dining, and entertainment, this is a must-see!

## Location

- **Address:** 285 Payne St, Miramar Beach, FL 32550
- **County:** Walton
- **Coordinates:** 30.381515, -86.383442
- **Google Maps:** https://www.google.com/maps?q=30.381515,-86.383442

## Listing Agent

- **Name:** Elena Barba
- **Brokerage:** Levin Rinke Realty
- **Phone:** (850) 916-5050
- **Email:** barbaelena@gmail.com

## Primary Photo

![285 Payne St - Primary Photo](http://lh.rdcpix.com/54683ea2cf5433460240905d30868b31l-f3467263616r.jpg)

*42 total photos available on [listing page](https://www.propertysimple.com/listing/285-payne-st-miramar-beach-fl-32550-l679777)*

---

**MLS#:** 679777 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/285-payne-st-miramar-beach-fl-32550-l679777)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "285 Payne St, Miramar Beach, FL 32550",
  "description": "Welcome to your slice of paradise in beautiful Miramar Beach! This charming 2nd-floor condo is located in a highly sought-after community offering resort-style amenities, including a sparkling pool, and is just a short walk to the white, pristine beaches of the Emerald Coast. Inside, you'll find an open floor plan filled with natural light and a private balcony overlooking the pool-perfect for relaxing or entertaining. The modern kitchen is designed with quartz countertops, stainless steel appli",
  "url": "https://www.propertysimple.com/listing/285-payne-st-miramar-beach-fl-32550-l679777",
  "image": "http://lh.rdcpix.com/54683ea2cf5433460240905d30868b31l-f3467263616r.jpg",
  "datePosted": "2026-06-17",
  "price": 399900,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "285 Payne St",
    "addressLocality": "Miramar Beach",
    "addressRegion": "FL",
    "postalCode": "32550",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.381515,
    "longitude": -86.383442
  },
  "numberOfBedrooms": 2,
  "numberOfBathroomsTotal": 2,
  "numberOfFullBathrooms": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 944,
    "unitCode": "FTK"
  },
  "yearBuilt": 1998
}
```