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About This Home

This 2-bedroom, 2-bathroom condo at 285 Payne Street in Destin, FL is listed for $395,000 ($418 per sqft). Built in 1998, the home offers 944 sqft of living space on a N/A lot.

Agent Description

Fully Renovated Beach Condo/Prime Investment with Strong Rental History. Discover the perfect blend of coastal charm, modern updates, and rental-ready convenience in this beautifully renovated 2-bedroom, 2-bathroom condo in the heart of Miramar Beach.

Located in a well-maintained community, this unit offers multiple pools, owner storage, and assigned parking, making it an ideal vacation home or investment property with a proven strong rental history. Just a short distance from one of the largest public beach accesses in Miramar Beach, this condo provides effortless access to the white sugar-sand beaches and emerald Gulf waters.

Whether you're looking for a personal retreat or a turn-key investment property, this unit delivers exceptional value. The fully updated interior features a stylish open-concept living area, a modern kitchen with premium finishes, and spacious bedrooms designed for comfort.

Step outside to enjoy the community's multiple pools, beautifully landscaped grounds, and peaceful coastal atmosphere. Conveniently located between Highway 98 and Scenic Gulf Drive, this property offers easy access to Miramar's top dining, shopping, and entertainment, including Silver Sands Premium Outlets, Grand Boulevard, and Baytowne Wharf.

The condo's prime location and high demand for rentals make it a fantastic investment opportunity for vacation rental owners and seasonal residents alike. Don't miss your chance to own this move-in-ready condo in one of Miramar Beach's most sought-after communities.

This unit is offered with all appliances, including a 2019 water heater, 2017 washer/dryer, and 2008 AC. Enjoy your private balcony with scenic views over the pool, perfect for morning coffee or evening relaxation. The well-maintained complex includes two pools, one of which is heated in the winter, just steps from your door - along with assigned parking, bike racks, and storage options in both the clubhouse and above.

With its prime location near Silver Sands Outlet Mall, popular dining spots, and beach access, this condo is ideal as a vacation home, rental property, or year-round residence. Short-term and long-term rentals are permitted, making it an excellent investment opportunity. Don't miss your chance to own a slice of paradise. Schedule a viewing today!

Key Features

  • Built in 1998
  • 2 stories

Property Details

2 stories
2 full
#19B
1998

Amenities

A/C

Monthly Cost Estimate

$2,701/mo

20% down · 6.5% · 30 years

Principal$286
Interest$1,712
Insurance$115
HOA$588

Estimates only. Actual payments may vary.

Location

285 Payne Street

Destin, FL 32550

CRYSTAL VILLAGE 2 CONDO PH 4

Features & Amenities

Interior Features

Breakfast BarWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Cooling

Central Air

Appliances

DishwasherDryerRefrigeratorStove/Oven ElectricWasher

Questions & Answers

This 2-bedroom, 2-bathroom condo at 285 Payne Street is listed at $395,000 ($418/sqft). The estimated monthly payment is $2,300 based on 20% down at 6.5% interest.

HOA fees are $588/month.

Key features include: Built in 1998, 2 stories. Interior Features: Breakfast Bar, Washer/Dryer Hookup. Exterior Features: Balcony.

This property is listed by The Beasley Group and can be reached at 8503295013 or brian.beasley@compass.com.

TG

The Beasley Group

Agent at Compass

(850) 329-5013

Listed by Compass · View on Broker Site

MLS# 1001975· Source: listhub· Updated 31 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

285 Payne Street, Destin, FL 32550

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