# 285 Payne Street #22A, Miramar Beach, FL 32550

> **TL;DR:** 2bd/2ba condo, $355,000 ($376/sqft), built 1998, 944 sqft.
> A/C. Est. $2,486/mo. Listed 28 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $355,000 |
| Price/sqft | $376 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 944 |
| Year Built | 1998 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 28 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,795 |
| Estimated Insurance | $104 |
| HOA | $587 |
| **Total** | **$2,486** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- A/C

## Property Highlights

- Built in 1998
- 1 parking spaces

## Description

### Agent Description
**Wake up to POOLSIDE VIEWS and beach breezes -- NO STAIRS, NO ELEVATORS, NO HASSLE, just paradise on the ground floor.** This beautiful 2-bedroom, 2-bath, 964 sq ft condo at Crystal Village is offered FULLY FURNISHED and turn-key, SLEEPS 7 -- just bring your suitcase. The unique OCTAGONAL FLOOR PLAN and abundance of windows create a BRIGHT, OPEN FEEL that fills the space with Florida sunshine. Tile flooring flows through the kitchen, dining, living area, and both baths, complemented by quartz countertops, under-cabinet lighting, and cheerful beachy decor. A BRAND-NEW HEAT PUMP HVAC and in-unit washer/dryer add everyday convenience. Step out onto your patio to a gorgeous view of the courtyard, tropical landscaping, and one of the community's two pools -- THE HEATED POOL IS JUST STEPS AWAY, perfect for year-round enjoyment. Crystal Village's BUILDINGS HAVE BEEN RECENTLY RENOVATED with new roofs, stairways, concrete walkways and exterior paint. Looks amazing! The community also offers a central courtyard clubroom, owner storage, and assigned parking. OWNER PETS ARE WELCOME, and the flexible layout makes this a perfect fit as a PRIMARY RESIDENCE, SECOND HOME or SHORT-TERM RENTAL. Just 2 1/2 blocks to Pompano Joe's beachside restaurant and public beach access, and a few minutes drive to Silver Sands Outlets, Grand Boulevard, and Baytowne Wharf -- this one checks every box, however you plan to use it. Call today for a private tour!

## Location

- **Address:** 285 Payne Street #22A, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** CRYSTAL VILLAGE 2 CONDO PH 3
- **Coordinates:** 30.38171, -86.382855
- **Google Maps:** https://www.google.com/maps?q=30.38171,-86.382855

## Listing Agent

- **Name:** Hillary Driscoll Olds · **License:** 3138973
- **Brokerage:** Lokation Real Estate
- **Phone:** 8506990344
- **Broker Phone:** (954) 545-5583
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/285-Payne-St-Unit-22A_Miramar-Beach_FL_32550_M50422-08714?f=listhub&s=ECARMLSFL&m=1010269&c=propsimple)

## Photos

![285 Payne Street #22A - Photo 1](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f1004503794r.jpg)

![285 Payne Street #22A - Photo 2](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f111543816r.jpg)

![285 Payne Street #22A - Photo 3](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3299697559r.jpg)

![285 Payne Street #22A - Photo 4](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2811329459r.jpg)

![285 Payne Street #22A - Photo 5](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f4257293611r.jpg)

![285 Payne Street #22A - Photo 6](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f881681687r.jpg)

![285 Payne Street #22A - Photo 7](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2666283064r.jpg)

![285 Payne Street #22A - Photo 8](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3623987809r.jpg)

![285 Payne Street #22A - Photo 9](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f391012501r.jpg)

![285 Payne Street #22A - Photo 10](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3805623142r.jpg)

![285 Payne Street #22A - Photo 11](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2100235080r.jpg)

![285 Payne Street #22A - Photo 12](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3842187525r.jpg)

![285 Payne Street #22A - Photo 13](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3224248673r.jpg)

![285 Payne Street #22A - Photo 14](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f529614725r.jpg)

![285 Payne Street #22A - Photo 15](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2743799676r.jpg)

![285 Payne Street #22A - Photo 16](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f1497763997r.jpg)

![285 Payne Street #22A - Photo 17](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3386138984r.jpg)

![285 Payne Street #22A - Photo 18](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f261852468r.jpg)

![285 Payne Street #22A - Photo 19](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f4013327292r.jpg)

![285 Payne Street #22A - Photo 20](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3279031323r.jpg)

![285 Payne Street #22A - Photo 21](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2554847363r.jpg)

![285 Payne Street #22A - Photo 22](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3587247087r.jpg)

![285 Payne Street #22A - Photo 23](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3201816043r.jpg)

![285 Payne Street #22A - Photo 24](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3245867289r.jpg)

![285 Payne Street #22A - Photo 25](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f237768173r.jpg)

![285 Payne Street #22A - Photo 26](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f841383116r.jpg)

![285 Payne Street #22A - Photo 27](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f955522689r.jpg)

![285 Payne Street #22A - Photo 28](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2858346823r.jpg)

![285 Payne Street #22A - Photo 29](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2650583946r.jpg)

![285 Payne Street #22A - Photo 30](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f1583621021r.jpg)

![285 Payne Street #22A - Photo 31](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2424456989r.jpg)

![285 Payne Street #22A - Photo 32](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f1332413040r.jpg)

![285 Payne Street #22A - Photo 33](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3867137618r.jpg)

![285 Payne Street #22A - Photo 34](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f193682726r.jpg)

![285 Payne Street #22A - Photo 35](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3209148129r.jpg)

![285 Payne Street #22A - Photo 36](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f1638483382r.jpg)

![285 Payne Street #22A - Photo 37](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f2367342294r.jpg)

![285 Payne Street #22A - Photo 38](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f1251821579r.jpg)

![285 Payne Street #22A - Photo 39](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f1379736464r.jpg)

![285 Payne Street #22A - Photo 40](http://lh.rdcpix.com/9de34e48caaa3956819d7212e8586a9bl-f3956884835r.jpg)

---

**MLS#:** 1010269 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/285-payne-street-miramar-beach-fl-32550-1010269)

---

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    "priceCurrency": "USD",
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  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/285-payne-street-miramar-beach-fl-32550-1010269#agent",
    "name": "Hillary Driscoll Olds",
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}
```