# 285 Payne Street #4B, Miramar Beach, FL 32550

> **TL;DR:** 2bd/2ba condo, $359,000 ($380/sqft), built 1996, 944 sqft.
> A/C. Est. $2,440/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $359,000 |
| Price/sqft | $380 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 944 |
| Year Built | 1996 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 3 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,815 |
| Estimated Insurance | $105 |
| HOA | $520 |
| **Total** | **$2,440** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- A/C

## Property Highlights

- Built in 1996
- 2 stories
- 2 parking spaces

## Description

### Agent Description
This top floor and fully furnished unit at Crystal Village located just 2.5 blocks from the spectacular South Walton beaches and Pompano Joe's beachfront restaurant! Enjoy the views with a spacious private deck overlooking perfectly manicured grounds and a community pool, one of two at Crystal Village. This unit is the perfect vacation rental as the second bedroom includes bunks and an owner's closet as well. Crystal Village is perfectly located between Scenic Hwy 98 and the main Hwy 98, with easy access to all of the restaurants, shopping, and of course the world class beaches that this area is famous for! Come take a look. Roof was replaced in 2023 and all new stairways and balconies added in 2025 as well. Buyer to please verify all information.

## Location

- **Address:** 285 Payne Street #4B, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** CRYSTAL VILLAGE 2 CONDO PH 4
- **Coordinates:** 30.381712, -86.383873
- **Google Maps:** https://www.google.com/maps?q=30.381712,-86.383873

## Listing Agent

- **Name:** Shaun S Roberts · **License:** 3080685
- **Brokerage:** The Premier Property Group, LLC
- **Phone:** 8506212800
- **Broker Phone:** (850) 213-5000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/285-Payne-St-Unit-4B_Miramar-Beach_FL_32550_M53222-91832?f=listhub&s=ECARMLSFL&m=1012556&c=propsimple)

## Photos

![285 Payne Street #4B - Photo 1](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f1654370449r.jpg)

![285 Payne Street #4B - Photo 2](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f3797540430r.jpg)

![285 Payne Street #4B - Photo 3](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f1706112176r.jpg)

![285 Payne Street #4B - Photo 4](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2792745419r.jpg)

![285 Payne Street #4B - Photo 5](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2012572766r.jpg)

![285 Payne Street #4B - Photo 6](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f477405227r.jpg)

![285 Payne Street #4B - Photo 7](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2771803006r.jpg)

![285 Payne Street #4B - Photo 8](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2684635182r.jpg)

![285 Payne Street #4B - Photo 9](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f919721651r.jpg)

![285 Payne Street #4B - Photo 10](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f773388207r.jpg)

![285 Payne Street #4B - Photo 11](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f4141315993r.jpg)

![285 Payne Street #4B - Photo 12](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f3639441688r.jpg)

![285 Payne Street #4B - Photo 13](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f1508446172r.jpg)

![285 Payne Street #4B - Photo 14](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f1210941376r.jpg)

![285 Payne Street #4B - Photo 15](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2738294293r.jpg)

![285 Payne Street #4B - Photo 16](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2566731875r.jpg)

![285 Payne Street #4B - Photo 17](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f1530997083r.jpg)

![285 Payne Street #4B - Photo 18](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2011687608r.jpg)

![285 Payne Street #4B - Photo 19](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f4082095689r.jpg)

![285 Payne Street #4B - Photo 20](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f1593495518r.jpg)

![285 Payne Street #4B - Photo 21](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f1619179211r.jpg)

![285 Payne Street #4B - Photo 22](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2205016758r.jpg)

![285 Payne Street #4B - Photo 23](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f224468231r.jpg)

![285 Payne Street #4B - Photo 24](http://lh.rdcpix.com/c55af915aeca95c65ec8e491c0ad74b2l-f2868880950r.jpg)

---

**MLS#:** 1012556 | **Updated:** 2026-09-23
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/285-payne-street-miramar-beach-fl-32550-1012556)

---

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