# 285 Payne Street #16B, Miramar Beach, FL 32550

> **TL;DR:** 2bd/2ba condo, $385,000 ($399/sqft), built 1998, 964 sqft.
> A/C. Est. $2,647/mo. Listed 343 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $385,000 |
| Price/sqft | $399 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 964 |
| Year Built | 1998 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 343 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,947 |
| Estimated Insurance | $112 |
| HOA | $588 |
| **Total** | **$2,647** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- A/C

## Property Highlights

- Built in 1998

## Description

### Agent Description
Fantastic Investment Opportunity or Beach Getaway! This beautifully renovated top-floor 2-bedroom, 2-bath condo is ideally located just 2 1/2 blocks from the beach. The open-concept floor plan provides a spacious feel and features beautiful views of the courtyard, pool, and lush tropical landscaping. The unit now boasts brand-new stairs and a newly rebuilt balcony. One of only eight units in the complex offering a private shared breezeway. The primary suite includes its own private bath and a large closet. Each unit comes with two designated parking spaces. Enjoy coastal living at its best - just a short walk from beach access, dining, and entertainment.

## Location

- **Address:** 285 Payne Street #16B, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** CRYSTAL VILLAGE 2 CONDO PH 4
- **Coordinates:** 30.381324, -86.384061
- **Google Maps:** https://www.google.com/maps?q=30.381324,-86.384061

## Listing Agent

- **Name:** Erin A Treadwell · **License:** 3030468
- **Brokerage:** Mainsail Realty Company
- **Phone:** 8502591517
- **Broker Phone:** (850) 585-1284
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/285-Payne-St-Unit-16B_Miramar-Beach_FL_32550_M63573-93008?f=listhub&s=ECARMLSFL&m=987190&c=propsimple)

## Photos

![285 Payne Street #16B - Photo 1](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f387536604r.jpg)

![285 Payne Street #16B - Photo 2](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f3771800202r.jpg)

![285 Payne Street #16B - Photo 3](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2504699020r.jpg)

![285 Payne Street #16B - Photo 4](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f1208303244r.jpg)

![285 Payne Street #16B - Photo 5](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2311983417r.jpg)

![285 Payne Street #16B - Photo 6](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f1490332804r.jpg)

![285 Payne Street #16B - Photo 7](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f827701262r.jpg)

![285 Payne Street #16B - Photo 8](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f3230680737r.jpg)

![285 Payne Street #16B - Photo 9](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f128792142r.jpg)

![285 Payne Street #16B - Photo 10](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f1811210450r.jpg)

![285 Payne Street #16B - Photo 11](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2311453899r.jpg)

![285 Payne Street #16B - Photo 12](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2746895303r.jpg)

![285 Payne Street #16B - Photo 13](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2488571994r.jpg)

![285 Payne Street #16B - Photo 14](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f4009263751r.jpg)

![285 Payne Street #16B - Photo 15](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2274910122r.jpg)

![285 Payne Street #16B - Photo 16](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f877583421r.jpg)

![285 Payne Street #16B - Photo 17](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f3914012234r.jpg)

![285 Payne Street #16B - Photo 18](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f873595531r.jpg)

![285 Payne Street #16B - Photo 19](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2622498992r.jpg)

![285 Payne Street #16B - Photo 20](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f41817743r.jpg)

![285 Payne Street #16B - Photo 21](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f1211251312r.jpg)

![285 Payne Street #16B - Photo 22](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f3135004634r.jpg)

![285 Payne Street #16B - Photo 23](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f3036048805r.jpg)

![285 Payne Street #16B - Photo 24](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f3660477041r.jpg)

![285 Payne Street #16B - Photo 25](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f277460350r.jpg)

![285 Payne Street #16B - Photo 26](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f2656814360r.jpg)

![285 Payne Street #16B - Photo 27](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f4103595541r.jpg)

![285 Payne Street #16B - Photo 28](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f3865528890r.jpg)

![285 Payne Street #16B - Photo 29](http://lh.rdcpix.com/6dc60cd66958a196222d9bb25f7fb00fl-f109990760r.jpg)

---

**MLS#:** 987190 | **Updated:** 2025-12-24
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/285-payne-street-miramar-beach-fl-32550-l987190)

---

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