# 285 Payne Street, Miramar Beach, FL 32550

> **TL;DR:** 2bd/2ba condo, $410,000 ($434/sqft), built 1996, 944 sqft.
> A/C. Est. $2,367/mo. Listed 91 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $410,000 |
| Price/sqft | $434 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 944 |
| Year Built | 1996 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 91 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,777 |
| HOA | $590 |
| **Total** | **$2,367** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- A/C

## Property Highlights

- Built in 1996
- 2 stories

## Description

### Agent Description
Fully furnished with $55,000 invested in stylish upgrades, plus brand-new windows and $20,000 in newly rebuilt stairwells and poolside decks -- this condo is completely move-in ready. Inside you'll find remodeled bathrooms, updated flooring, fresh paint, modern lighting, and newer appliances including hot water heater, dishwasher, and refrigerator. The unique octagonal floor plan creates an airy, open feel you won't find just anywhere. Overlooking one of two tropical pools (one heated year-round!), and just two blocks from the beach -- this is easy coastal living at its best. Welcome to Crystal Village in Miramar Beach-Come see today!

## Location

- **Address:** 285 Payne Street, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** CRYSTAL VILLAGE CONDO PH 2
- **Coordinates:** 30.38138, -86.383245
- **Google Maps:** https://www.google.com/maps?q=30.38138,-86.383245

## Listing Agent

- **Name:** Cheramie L Reeder
- **Brokerage:** LPT Realty LLC
- **Phone:** 8503585435
- **Email:** buydestin30a@gmail.com

## Primary Photo

![285 Payne Street - Primary Photo](http://lh.rdcpix.com/7912154fa179b3a1522a4d7229b588dfl-f4032253548r.jpg)

*34 total photos available on [listing page](https://www.propertysimple.com/listing/285-payne-street-miramar-beach-fl-32550-l996745)*

---

**MLS#:** 996745 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/285-payne-street-miramar-beach-fl-32550-l996745)

---

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