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About This Home

This 5-bedroom, 3-bathroom single family at 2855 Flat Rock Road in Morgantown, KY is listed for $288,400 ($117 per sqft). Built in 2020, the home offers 2,465 sqft of living space on a 3.60 acres lot.

Agent Description

Rare opportunity to own two homes on one property, offering flexibility, space, and strong income potential. Situated on approximately 3.6 acres, this property features a primary residence with 3 bedrooms and 1 bathroom, built in 2020 for modern living and low maintenance.

The second home offers 2 bedrooms and 1.5 bathrooms and is currently rented for $850 per month, helping cover a significant portion of your mortgage, making it perfect for rental income, multi generational living, or a true house hack setup. Ideal for both investors and owner occupants, you can live in one home while the other helps offset your monthly expenses.

With 100% financing options available, including eligibility for a USDA loan, this opportunity is even more accessible. Owner financing may also be available, creating even more flexibility for qualified buyers. Enjoy the privacy of acreage, plus added features like gas availability and a storm shelter for extra peace of mind. Opportunities like this don’t come around often. Two homes, land, built in income potential, and flexible financing options all in one property.

Key Features

  • Built in 2020
  • 3.60 acre lot

Property Details

2 full, 1 half
2020

Monthly Cost Estimate

$1,542/mo

20% down · 6.5% · 30 years

Principal$209
Interest$1,250
Insurance$84

Estimates only. Actual payments may vary.

Location

2855 Flat Rock Road

Morgantown, KY 42261

None

Features & Amenities

Interior Features

Ceiling Fan(s)Closet Light(s)Vaulted Ceiling(s)

Exterior Features

Covered Front PorchCovered DeckDeckExterior LightsGarden AreaMature TreesOutdoor LightingStorage BuildingStorage ShedStorm Shelter

Property Details

Flooring

CarpetLaminateVinyl

Parking

Driveway

Heating

Ductless (Heating)

Cooling

Ductless

Appliances

Dryer

Questions & Answers

This 5-bedroom, 3-bathroom single family at 2855 Flat Rock Road is listed at $288,400 ($117/sqft). The estimated monthly payment is $1,250 based on 20% down at 6.5% interest.

Key features include: Built in 2020, 3.60 acre lot. Interior Features: Ceiling Fan(s), Closet Light(s), Vaulted Ceiling(s). Exterior Features: Covered Front Porch, Covered Deck, Deck.

This property is listed by Lizbeth Gonzalez and can be reached at 2704857836 or lizbethh.realestate@gmail.com.

LG

Lizbeth Gonzalez

Agent at TRIPLE CROWN REALTY GROUP, LLC

(270) 485-7836

Listed by TRIPLE CROWN REALTY GROUP, LLC · View on Broker Site

MLS# RA20261993· Source: listhub· Updated 53 days ago

Copyright © 2026 REALTOR® Association of Southern Kentucky, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2855 Flat Rock Road, Morgantown, KY 42261

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