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About This Home

This 3-bedroom, 2-bathroom single family at 2856 Atoka Trl in Crestview, FL is listed for $349,000 ($173 per sqft). Built in 2001, the home offers 2,016 sqft of living space on a 0.25 acres lot.

Agent Description

Open House Sat 5/30 2-4pm. You've been living wrong. Rethink your options with this uber rare lakefront home in Cherokee Bend. Imagine yourself redefining "downtime" with a cool beverage on it's expansive deck, taking in those stunning views under perfect shade trees, casting a lazy line after work from the sandy shore, or just drifting in a canoe on the lake with your morning coffee.

With a premier location only 2 miles from I-10 and a world away from the hustle and bustle, this original owner estate property is one of only 8 lakefront homes ever built in this neighborhood. A well-maintained blank slate, this waterfront home is move-in ready with lots to offer - tankless Rannai gas water heater, Lennox Elite HVAC, in-place stor

m shutters for latch and lock convenience, oversized driveway with side parking apron, 2 car garage, active termite contract (recently renewed), gas fireplace, workbench/storage area in garage, Pella glass storm doors front and rear, and a bonus 75" QLED TV...

The open split floorplan is a 3 bedroom with eat-in kitchen plus breakfast bar and offers both a separate dining area and a bonus office, hobby, play or conversation room. The primary suite takes up one side of the home and offers high ceilings, double walk-in closets, dual vanities, walk-in linen storage closet, and a large walk-in shower.

Shoal Lake is an HOA owned body of water that allows catch and release fishing (large bass present) and small vessels such as canoes, kayaks, paddleboards, and paddleboats without gas engines. Owner confirms that the property line goes to the water's edge. Change one thing to change everything... but you'll need to hurry, opportunities like this do not linger.

Key Features

  • Built in 2001
  • 0.25 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full
2 spaces
2001

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$1,988/mo

20% down · 6.5% · 30 years

Principal$252
Interest$1,512
Insurance$102
HOA$121

Estimates only. Actual payments may vary.

Location

2856 Atoka Trl

Crestview, FL 32539

Cherokee Bend

Property Details

Construction

Frame

Views

Lake

Parking

Garage

Heating

Natural Gas

Cooling

Ceiling Fan(s)Central Air

Appliances

Tankless Water Heater/Gas

Questions & Answers

This 3-bedroom, 2-bathroom single family at 2856 Atoka Trl is listed at $349,000 ($173/sqft). The estimated monthly payment is $1,633 based on 20% down at 6.5% interest.

HOA fees are $121/month.

Key features include: Built in 2001, 0.25 acre lot, 2 parking spaces, Waterfront.

This property is listed by Holly Lovett and can be reached at (850) 912-4123 or holly@hollylovett.com.

HL

Holly Lovett

Agent at Better Homes And Gardens Real Estate Main Street Properties

(850) 912-4123

Listed by Better Homes And Gardens Real Estate Main Street Properties · View on Broker Site

MLS# 682215· Source: listhub· Updated 25 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2856 Atoka Trl, Crestview, FL 32539

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