# 2856 Atoka Trl, Crestview, FL 32539

> **TL;DR:** 3bd/2ba single family, $349,000 ($173/sqft), built 2001, 2,016 sqft.
> Waterfront, View, A/C. Est. $1,633/mo. Listed 25 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $349,000 |
| Price/sqft | $173 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,016 |
| Year Built | 2001 |
| Lot Size | 10,890 sqft (0.25 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 25 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,512 |
| HOA | $121 |
| **Total** | **$1,633** |

## Nearby Schools

- **Elementary:** Local School In County
- **Middle:** LOCAL SCHOOL IN COUNTY
- **High:** Local School In County

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2001
- 0.25 acre lot
- 2 parking spaces
- Waterfront

## Description

### Agent Description
Open House Sat 5/30 2-4pm. You've been living wrong. Rethink your options with this uber rare lakefront home in Cherokee Bend. Imagine yourself redefining "downtime" with a cool beverage on it's expansive deck, taking in those stunning views under perfect shade trees, casting a lazy line after work from the sandy shore, or just drifting in a canoe on the lake with your morning coffee. With a premier location only 2 miles from I-10 and a world away from the hustle and bustle, this original owner estate property is one of only 8 lakefront homes ever built in this neighborhood. A well-maintained blank slate, this waterfront home is move-in ready with lots to offer - tankless Rannai gas water heater, Lennox Elite HVAC, in-place storm shutters for latch and lock convenience, oversized driveway with side parking apron, 2 car garage, active termite contract (recently renewed), gas fireplace, workbench/storage area in garage, Pella glass storm doors front and rear, and a bonus 75" QLED TV... The open split floorplan is a 3 bedroom with eat-in kitchen plus breakfast bar and offers both a separate dining area and a bonus office, hobby, play or conversation room. The primary suite takes up one side of the home and offers high ceilings, double walk-in closets, dual vanities, walk-in linen storage closet, and a large walk-in shower. Shoal Lake is an HOA owned body of water that allows catch and release fishing (large bass present) and small vessels such as canoes, kayaks, paddleboards, and paddleboats without gas engines. Owner confirms that the property line goes to the water's edge. Change one thing to change everything... but you'll need to hurry, opportunities like this do not linger.

## Location

- **Address:** 2856 Atoka Trl, Crestview, FL 32539
- **County:** Okaloosa
- **Neighborhood:** Cherokee Bend
- **Coordinates:** 30.716006, -86.553968
- **Google Maps:** https://www.google.com/maps?q=30.716006,-86.553968

## Listing Agent

- **Name:** Holly Lovett
- **Brokerage:** Better Homes And Gardens Real Estate Main Street Properties
- **Phone:** (850) 912-4123
- **Email:** holly@hollylovett.com

## Primary Photo

![2856 Atoka Trl - Primary Photo](http://lh.rdcpix.com/69127f856d2afd916e02cf6122770b11l-f110799817r.jpg)

*53 total photos available on [listing page](https://www.propertysimple.com/listing/2856-atoka-trl-crestview-fl-32539-l682215)*

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**MLS#:** 682215 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/2856-atoka-trl-crestview-fl-32539-l682215)

---

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