# 286 Fields Terrace SE, Port Charlotte, FL 33952 > **TL;DR:** 4bd/2ba single family, $439,000 ($211/sqft), built 1972, 2,082 sqft. Est. $2,348/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $439,000 | | Price/sqft | $211 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,082 | | Year Built | 1972 | | Lot Size | 12,632 sqft (0.29 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,220 | | Estimated Insurance | $128 | | **Total** | **$2,348** | ## Property Highlights - Built in 1972 - 0.29 acre lot ## Description ### Agent Description Under contract-accepting backup offers. Short Sale. Waterfront opportunity with gulf access in Port Charlotte. This 4-bedroom, 2-bath home offers approximately 2, 082 square feet of living space and features a pool, spa, dock, and boat lift. The dock structure appears to be in good condition, while the boat lift and pool area will require repair. The property offers excellent water views and direct boating access, making it an appealing opportunity for buyers seeking waterfront potential. Interior spaces will require cosmetic renovation, though portions of the kitchen appear to have been updated with newer counters and cabinetry that may be usable. Located in Flood Zone AE, this property offers strong upside for investors or buyers looking to restore a gulf-access home in a desirable boating location. Agents: Please review all private remarks prior to scheduling a showing. ## Location - **Address:** 286 Fields Terrace SE, Port Charlotte, FL 33952 - **Coordinates:** 26.9609127, -82.09244537 - **Google Maps:** https://www.google.com/maps?q=26.9609127,-82.09244537 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/O6385336 ## Listing Agent - **Name:** Jon McLeod - **Brokerage:** NextHome, Inc - **Broker Phone:** 7276922774 ## Photos ![286 Fields Terrace SE - Photo 1](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f2065294535r.jpg) ![286 Fields Terrace SE - Photo 2](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f3466717761r.jpg) ![286 Fields Terrace SE - Photo 3](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f2978040677r.jpg) ![286 Fields Terrace SE - Photo 4](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f2384003033r.jpg) ![286 Fields Terrace SE - Photo 5](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f2545082427r.jpg) ![286 Fields Terrace SE - Photo 6](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f2136051243r.jpg) ![286 Fields Terrace SE - Photo 7](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1903088574r.jpg) ![286 Fields Terrace SE - Photo 8](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f3199409771r.jpg) ![286 Fields Terrace SE - Photo 9](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f2720423382r.jpg) ![286 Fields Terrace SE - Photo 10](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f3115385250r.jpg) ![286 Fields Terrace SE - Photo 11](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1488158619r.jpg) ![286 Fields Terrace SE - Photo 12](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1282933576r.jpg) ![286 Fields Terrace SE - Photo 13](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1593137348r.jpg) ![286 Fields Terrace SE - Photo 14](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f85241232r.jpg) ![286 Fields Terrace SE - Photo 15](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f3830149219r.jpg) ![286 Fields Terrace SE - Photo 16](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f283679744r.jpg) ![286 Fields Terrace SE - Photo 17](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1260180896r.jpg) ![286 Fields Terrace SE - Photo 18](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1951680841r.jpg) ![286 Fields Terrace SE - Photo 19](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1515081815r.jpg) ![286 Fields Terrace SE - Photo 20](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f3196752045r.jpg) ![286 Fields Terrace SE - Photo 21](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f3950337424r.jpg) ![286 Fields Terrace SE - Photo 22](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f1307904900r.jpg) ![286 Fields Terrace SE - Photo 23](http://lh.rdcpix.com/b715cdeac1f78d0f6772f28fc0f3d30cl-f2933865141r.jpg) --- **MLS#:** O6385336 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 NextHome, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/286-fields-terrace-se-port-charlotte-fl-33952-71b17dab9bbd4a0ab942a44eecfaed35) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/286-fields-terrace-se-port-charlotte-fl-33952-71b17dab9bbd4a0ab942a44eecfaed35#listing", "url": "https://www.propertysimple.ai/listing/286-fields-terrace-se-port-charlotte-fl-33952-71b17dab9bbd4a0ab942a44eecfaed35", "name": "286 Fields Terrace SE, Port Charlotte, FL 33952", "description": "Under contract-accepting backup offers. Short Sale. Waterfront opportunity with gulf access in Port Charlotte. This 4-bedroom, 2-bath home offers approximately 2, 082 square feet of living space and features a pool, spa, dock, and boat lift. 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