About This Home

This 4-bedroom, 3-bathroom single family at 288 OAK RIDGE RD in Spearfish, SD is listed for $775,000 ($267 per sqft). Built in 2004, the home offers 2,899 sqft of living space on a 1.43 acres lot.

Key Features

  • Built in 2004
  • 1.43 acre lot
  • Fireplace

Property Details

3 full
2-car garage
2004

Amenities

FireplaceHardwoodA/C
Listing Description

Call or Text Listing Agent - Sue Cramer - The Real Estate Center of Spearfish - for more information. You'll be amazed at the energy you'll save on heating & cooling with these foam-insulated, poured-concrete walls from the basement to the roof! The covered front porch extends the length of the house.

Enter to an open-concept floor design, with vaulted ceilings in the living room, dining & kitchen. Beautiful custom-built wood-burning fireplace in the living room. Deck off the dining area has a great view! The kitchen has so much storage with pull-out shelving in the hickory cabinets & pantry unit.

Soft-close drawers and modern appliances. The home has wood, tile& stained concrete flooring throughout. Take the log accent stairway to the lower-level walk-out basement that features 2 additional bedrooms, a bath, a family room, and a sunken bonus room.

Walk out to the patio ready for your hot tub. This home has a natural gas-powered whole-home generator, so no more worrying if the power goes out! There is also a reverse osmosis system. Whole-house humidifier installed. New water softener in 2025. New paint throughout the interior as well as outside.

The 1.43 acres is level with native grass, trees, and rock landscaping, with plenty of room to build a shop if desired! Driveway has been blacktopped. 2026 HOA $2000/year for road & water. Buyer is responsible for verifying all information on this MLS document.

Monthly Cost Estimate

$6,145/mo

20% down · 6.5% · 30 years

Principal$560
Interest$3,358
Insurance$226
HOA$2,000

Estimates only. Actual payments may vary.

Location

288 OAK RIDGE RD

Spearfish, SD 57783

MOUNTAIN PLAINS 2 SUBD

Property Details

Flooring

Stained cement floorTileHardwood

Outdoor Features

DeckPatio

Heating

Natural GasForced Air

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 288 OAK RIDGE RD is listed at $775,000 ($267/sqft). The estimated monthly payment is $6,145 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2000/month.

Key features include: Built in 2004, 1.43 acre lot, Fireplace.

This property is listed by Suzanne Cramer.

SC

Suzanne Cramer

Agent at The Real Estate Center of Spearfish

Listed by The Real Estate Center of Spearfish · Broker phone: (605) 642-2525 · View on Broker Site · Broker website

MLS# 181528· Source: Mt. Rushmore Area Association of Realtors· 23 days on PropertySimple

Copyright © 2026 Mt. Rushmore Area Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

288 OAK RIDGE RD, Spearfish, SD 57783

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