# 2899 TURTLE Terrace, Palm Harbor, FL 34683 > **TL;DR:** 4bd/3ba single family, $879,900 ($338/sqft), built 1990, 2,600 sqft. > Pool, Fireplace, A/C. Est. $4,706/mo. Listed 66 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $879,900 | | Price/sqft | $338 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,600 | | Year Built | 1990 | | Lot Size | 19,166 sqft (0.44 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 66 | ## Why This Home Stands Out - **Pool** - Patio ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,449 | | Estimated Insurance | $257 | | **Total** | **$4,706** | ## Nearby Schools - **Elementary:** San Jose Elementary-PN - **Middle:** Palm Harbor Middle-PN - **High:** Dunedin High-PN ## Key Amenities - Pool - Fireplace - A/C ## Property Highlights - Built in 1990 - 0.44 acre lot - Private pool - Fireplace ## Description ### Agent Description Beautiful pool home set on a private .43-acre cul-de-sac homesite in one of Dunedin's most desirable neighborhoods, Country Woods. From the moment you arrive, the impressive curb appeal sets the tone for the wonderful lifestyle this exceptional residence offers. Designed for both comfortable everyday living and effortless entertaining, this spacious home features 4 bedrooms plus a private study/home office, 3 full bathrooms, and a generously sized 3-car garage. The expansive family room serves as the heart of the home, highlighted by beautiful views overlooking the screened pool and outdoor living area. Elegant formal living and dining rooms provide inviting spaces for entertaining, while the generously sized secondary bedrooms feature exceptional comfort and flexibility for family and guests. Extensive wood-look tile flooring flows throughout the home, creating a sharp and cohesive look. The bathrooms showcase elegant marble finishes, adding a refined touch of luxury. Step outside to your own private Florida retreat, featuring a sparkling screened pool, expansive covered lanai, and child safety fence. Whether hosting friends, enjoying a quiet afternoon by the pool, or simply taking advantage of the Florida sunshine, this outdoor space is designed for year-round enjoyment. Significant updates include all-new plumbing installed in October 2025 and a roof replaced in 2016. Additional features include a central vacuum system, private cul-de-sac setting, and spacious 3-car garage. The location is exceptional, just minutes from the Gulf beaches, Dunedin Causeway, Pinellas Trail, grocery stores, restaurants, and shopping. Tampa International Airport and St. Pete-Clearwater International Airport are both approximately 30 minutes away. Located in a non-evacuation zone with no flood insurance required, this property offers an outstanding combination of privacy, convenience, peace of mind, and Florida living. Rarely does a home offering this much space, privacy, a pool, and a 3-car garage become available in Country Woods. Don't miss the opportunity to make this exceptional Dunedin residence your own. ## Location - **Address:** 2899 TURTLE Terrace, Palm Harbor, FL 34683 - **County:** Pinellas - **Neighborhood:** COUNTRY WOODS - **Coordinates:** 28.055736, -82.764998 - **Google Maps:** https://www.google.com/maps?q=28.055736,-82.764998 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8517900 ## Listing Agent - **Name:** Frank Acerra - **Brokerage:** Select Properties - **Phone:** 7274109849 - **Broker Phone:** (727) 934-4099 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2899-Turtle-Ter_Palm-Harbor_FL_34683_M64376-68433?f=listhub&s=MFRMLSFL&m=TB8517900&c=propsimple) ## Photos ![2899 TURTLE Terrace - Photo 1](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2168117119r.jpg) ![2899 TURTLE Terrace - Photo 2](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f551905129r.jpg) ![2899 TURTLE Terrace - Photo 3](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f4039583170r.jpg) ![2899 TURTLE Terrace - Photo 4](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f4240617799r.jpg) ![2899 TURTLE Terrace - Photo 5](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3605977215r.jpg) ![2899 TURTLE Terrace - Photo 6](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f735855419r.jpg) ![2899 TURTLE Terrace - Photo 7](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1538829003r.jpg) ![2899 TURTLE Terrace - Photo 8](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2077128612r.jpg) ![2899 TURTLE Terrace - Photo 9](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1004197063r.jpg) ![2899 TURTLE Terrace - Photo 10](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3740515773r.jpg) ![2899 TURTLE Terrace - Photo 11](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2561767842r.jpg) ![2899 TURTLE Terrace - Photo 12](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f958498377r.jpg) ![2899 TURTLE Terrace - Photo 13](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f4218170r.jpg) ![2899 TURTLE Terrace - Photo 14](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2821336102r.jpg) ![2899 TURTLE Terrace - Photo 15](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3850678665r.jpg) ![2899 TURTLE Terrace - Photo 16](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3370013826r.jpg) ![2899 TURTLE Terrace - Photo 17](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2707940090r.jpg) ![2899 TURTLE Terrace - Photo 18](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1971411283r.jpg) ![2899 TURTLE Terrace - Photo 19](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1320537964r.jpg) ![2899 TURTLE Terrace - Photo 20](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f925970224r.jpg) ![2899 TURTLE Terrace - Photo 21](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f614927928r.jpg) ![2899 TURTLE Terrace - Photo 22](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1844178662r.jpg) ![2899 TURTLE Terrace - Photo 23](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1078593861r.jpg) ![2899 TURTLE Terrace - Photo 24](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2995199053r.jpg) ![2899 TURTLE Terrace - Photo 25](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3775559415r.jpg) ![2899 TURTLE Terrace - Photo 26](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2202033835r.jpg) ![2899 TURTLE Terrace - Photo 27](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f316423241r.jpg) ![2899 TURTLE Terrace - Photo 28](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1434514934r.jpg) ![2899 TURTLE Terrace - Photo 29](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2564104979r.jpg) ![2899 TURTLE Terrace - Photo 30](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3527951132r.jpg) ![2899 TURTLE Terrace - Photo 31](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2108136806r.jpg) ![2899 TURTLE Terrace - Photo 32](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3409995233r.jpg) ![2899 TURTLE Terrace - Photo 33](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f4252250391r.jpg) ![2899 TURTLE Terrace - Photo 34](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f642569802r.jpg) ![2899 TURTLE Terrace - Photo 35](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f526648041r.jpg) ![2899 TURTLE Terrace - Photo 36](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3711020922r.jpg) ![2899 TURTLE Terrace - Photo 37](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f74563570r.jpg) ![2899 TURTLE Terrace - Photo 38](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1861060096r.jpg) ![2899 TURTLE Terrace - Photo 39](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2708483883r.jpg) ![2899 TURTLE Terrace - Photo 40](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3729785707r.jpg) ![2899 TURTLE Terrace - Photo 41](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f3718603765r.jpg) ![2899 TURTLE Terrace - Photo 42](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2705677912r.jpg) ![2899 TURTLE Terrace - Photo 43](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f1941286491r.jpg) ![2899 TURTLE Terrace - Photo 44](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2222979493r.jpg) ![2899 TURTLE Terrace - Photo 45](http://lh.rdcpix.com/cf25ca28852feb7f1e8088e1a6265e78l-f2374360388r.jpg) --- **MLS#:** TB8517900 | **Updated:** 2026-09-04 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2899-turtle-terrace-palm-harbor-fl-34683-b8517900) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2899-turtle-terrace-palm-harbor-fl-34683-b8517900#listing", "url": "https://www.propertysimple.ai/listing/2899-turtle-terrace-palm-harbor-fl-34683-b8517900", "name": "2899 TURTLE Terrace, Palm Harbor, FL 34683", "description": "Beautiful pool home set on a private .43-acre cul-de-sac homesite in one of Dunedin's most desirable neighborhoods, Country Woods. From the moment you arrive, the impressive curb appeal sets the tone for the wonderful lifestyle this exceptional residence offers. Designed for both comfortable everyday living and effortless entertaining, this spacious home features 4 bedrooms plus a private study/home office, 3 full bathrooms, and a generously sized 3-car garage. The expansive family room serves as the heart of the home, highlighted by beautiful views overlooking the screened pool and outdoor living area. Elegant formal living and dining rooms provide inviting spaces for entertaining, while the generously sized secondary bedrooms feature exceptional comfort and flexibility for family and guests. Extensive wood-look tile flooring flows throughout the home, creating a sharp and cohesive look. The bathrooms showcase elegant marble finishes, adding a refined touch of luxury. Step outside to your own private Florida retreat, featuring a sparkling screened pool, expansive covered lanai, and child safety fence. 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