About This Home

This 4-bedroom, 2-bathroom single family at 2909 SW 38th Street in Cape Coral, FL is listed for $769,900 ($349 per sqft). Built in 2005, the home offers 2,204 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 2005
  • 0.24 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
2-car garage
2005

Amenities

PoolWaterfrontViewA/C
Listing Description

Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral's most sought after neighborhoods don't come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delive

rs more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings.

For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain's walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality.

Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters.

The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather.

Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.

Monthly Cost Estimate

$4,118/mo

20% down · 6.5% · 30 years

Principal$557
Interest$3,336
Insurance$225

Estimates only. Actual payments may vary.

Location

2909 SW 38th Street

Cape Coral, FL 33914

CAPE CORAL

Features & Amenities

Interior Features

AtticWetBarBuiltInFeaturesBedroomOnMainLevelBathtubTrayCeilingsDualSinksEntranceFoyerEatInKitchenFamilyDiningRoomFrenchDoorsAtriumDoorsKitchenIslandLivingDiningRoomMainLevelPrimaryPantryPullDownAtticStairsSittingAreaInPrimarySeparateShowerBarWalkInClosetsWindowTreatments

Exterior Features

SecurityHighImpactDoorsShuttersElectricShuttersManual

Property Details

Flooring

Tile

Construction

Block Concrete Stucco

Views

Water

Pool Features

Pool

Outdoor Features

Porch

Parking

DrivewayOpenGarage

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DryerDishwasherElectricCooktopFreezerDisposalRefrigeratorSelfCleaningOvenWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 2909 SW 38th Street is listed at $769,900 ($349/sqft). The estimated monthly payment is $4,118 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2005, 0.24 acre lot, Private pool, Waterfront. Interior Features: Attic, WetBar, BuiltInFeatures. Exterior Features: SecurityHighImpactDoors, ShuttersElectric, ShuttersManual.

This property is listed by James Boyer.

JB

James Boyer

License 258028895

Agent at Serhant Florida LLC

Listed by Serhant Florida LLC · Broker phone: (646) 480-7665 · View on Broker Site · Broker website

MLS# 2026036999· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 62 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2909 SW 38th Street, Cape Coral, FL 33914

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