# 2913 S 40th Terrace, Saint Joseph, MO 64503 > **TL;DR:** 3bd/2ba single family, $185,000 ($110/sqft), built 1925, 1,680 sqft. > A/C, 4-car garage. Est. $989/mo. Listed 40 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $185,000 | | Price/sqft | $110 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,680 | | Year Built | 1925 | | Lot Size | 25,265 sqft (0.58 acres) | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 40 | ## Why This Home Stands Out - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $935 | | Estimated Insurance | $54 | | **Total** | **$989** | ## Nearby Schools - **Elementary:** Skaith - **Middle:** Truman - **High:** Central ## Key Amenities - A/C - 4-car garage ## Property Highlights - Built in 1925 - 0.58 acre lot ## Description ### Agent Description Welcome to 2913 S 40th Terrace, St. Joseph, MO 64503, where comfortable main-level living meets plenty of room to make the property your own. Situated on a spacious .58-acre city lot, this home is ready for new owners, fresh updates, and personal touches. The kitchen opens directly to a large family room, creating an inviting layout for everyday living and entertaining. One of the smaller main-floor bedrooms has been converted into a convenient laundry room, adding to the ease of single-level living. Outside, mature trees provide a beautiful setting for relaxing, enjoying evening sunsets, or gathering for meals on the patio. A newer detached workshop adds tremendous versatility, with possibilities for hobbies, additional parking, mechanical projects, storage, or a home workspace. An additional office/room within the workshop has already been framed and is ready for the new owner to finish to suit their needs. With its generous lot, flexible workshop space, main-level convenience, and desirable location, this property offers an excellent opportunity to update, personalize, and create a home that truly fits your lifestyle. ## Location - **Address:** 2913 S 40th Terrace, Saint Joseph, MO 64503 - **County:** Buchanan - **Neighborhood:** Nottingham Court - **Coordinates:** 39.736876, -94.795921 - **Google Maps:** https://www.google.com/maps?q=39.736876,-94.795921 ## Listing Agent - **Name:** Eric Craig Team - **Brokerage:** Reece & Nichols Realtors inc - **Broker Phone:** (913) 307-4000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2913-S-40th-Ter_Saint-Joseph_MO_64503_M75798-50243?f=listhub&s=HMLSKS&m=2642195&c=propsimple) ## Photos ![2913 S 40th Terrace - Photo 1](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3539309358r.jpg) ![2913 S 40th Terrace - Photo 2](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f1734054666r.jpg) ![2913 S 40th Terrace - Photo 3](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f1114919358r.jpg) ![2913 S 40th Terrace - Photo 4](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f1438258738r.jpg) ![2913 S 40th Terrace - Photo 5](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3727683798r.jpg) ![2913 S 40th Terrace - Photo 6](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f798693976r.jpg) ![2913 S 40th Terrace - Photo 7](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3423583357r.jpg) ![2913 S 40th Terrace - Photo 8](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f2925417832r.jpg) ![2913 S 40th Terrace - Photo 9](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f1195577113r.jpg) ![2913 S 40th Terrace - Photo 10](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f416174824r.jpg) ![2913 S 40th Terrace - Photo 11](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f2375212333r.jpg) ![2913 S 40th Terrace - Photo 12](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f2205845621r.jpg) ![2913 S 40th Terrace - Photo 13](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3683820203r.jpg) ![2913 S 40th Terrace - Photo 14](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f451591829r.jpg) ![2913 S 40th Terrace - Photo 15](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3494815391r.jpg) ![2913 S 40th Terrace - Photo 16](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3523580492r.jpg) ![2913 S 40th Terrace - Photo 17](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f376715890r.jpg) ![2913 S 40th Terrace - Photo 18](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3734327937r.jpg) ![2913 S 40th Terrace - Photo 19](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f2919511720r.jpg) ![2913 S 40th Terrace - Photo 20](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f891497537r.jpg) ![2913 S 40th Terrace - Photo 21](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f2576912427r.jpg) ![2913 S 40th Terrace - Photo 22](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f4142409334r.jpg) ![2913 S 40th Terrace - Photo 23](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f2519782509r.jpg) ![2913 S 40th Terrace - Photo 24](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f1063417505r.jpg) ![2913 S 40th Terrace - Photo 25](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f463139326r.jpg) ![2913 S 40th Terrace - Photo 26](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f1227493359r.jpg) ![2913 S 40th Terrace - Photo 27](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f1448452029r.jpg) ![2913 S 40th Terrace - Photo 28](http://lh.rdcpix.com/acddaf593522a4eb79d52a8abe386e92l-f3790366082r.jpg) --- **MLS#:** 2642195 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2913-s-40th-terrace-saint-joseph-mo-64503-2697da29f0bb4047a63d916aea147b46) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2913-s-40th-terrace-saint-joseph-mo-64503-2697da29f0bb4047a63d916aea147b46#listing", "url": "https://www.propertysimple.ai/listing/2913-s-40th-terrace-saint-joseph-mo-64503-2697da29f0bb4047a63d916aea147b46", "name": "2913 S 40th Terrace, Saint Joseph, MO 64503", "description": "Welcome to 2913 S 40th Terrace, St. Joseph, MO 64503, where comfortable main-level living meets plenty of room to make the property your own. Situated on a spacious .58-acre city lot, this home is ready for new owners, fresh updates, and personal touches. 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