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About This Home
This 3-bedroom, 0-bathroom single family at 2920 Harpoon Lane in Saint James City, FL is listed for $169,000 ($128 per sqft). Built in 1988, the home offers 1,322 sqft of living space on a 0.11 acres lot.
*OPPORTUNITY KNOCKS!*Welcome to a boater's paradise in St. James City! This prime waterfront property features an amazing location on intersecting canals with direct, unrestricted Gulf access and no bridges to slow you down. The deep-water setup comes complete with a concrete seawall (reinforced in April 2022) and a private dock equipped with a 10,000-lb boat lift (installed in 2022).
Situated in a highly desirable neighborhood with no 55+ age restrictions and an incredibly low HOA fee, this property represents a phenomenal redevelopment opportunity. Whether you choose to repair the existing structure or LIKELY clear the lot to BRING YOUR OWN perfect home, you are investing in an unmatchable island lifestyle.
> Located on the pristine waters of Pine Island, you are minutes away from world-class tarpon fishing, exceptional kayaking through serene mangrove trails, and endless opportunities to spot local wildlife like manatees and dolphins right from your backyard.
Off the water, enjoy championship golf courses just a short drive away, along with scenic island walking and biking trails. The property is being sold strictly AS-IS, with the home requiring repair or removal (pre-hurricane, the home featured a carport and an attached storage room). Bring your vision and your boat-your ultimate waterfront oasis awaits!
Key Features
- Built in 1988
- 0.11 acre lot
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$929/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
2920 Harpoon Lane
Saint James City, FL 33956
CHERRY ESTATES
Features & Amenities
Exterior Features
Property Details
Construction
Views
Pool Features
Parking
Heating
Cooling
Questions & Answers
This 3-bedroom, 0-bathroom single family at 2920 Harpoon Lane is listed at $169,000 ($128/sqft). The estimated monthly payment is $757 based on 20% down at 6.5% interest.
HOA fees are $25/month.
Key features include: Built in 1988, 0.11 acre lot, Waterfront. Exterior Features: Deck, Patio.
This property is listed by Sherry Ann Baum and can be reached at 2394562221 or sherrybaum@palmparadisegroup.com.








