# 2920 Harpoon Lane, Saint James City, FL 33956

> **TL;DR:** 3bd/0ba single family, $169,000 ($128/sqft), built 1988, 1,322 sqft.
> Waterfront, View, A/C. Est. $757/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $169,000 |
| Price/sqft | $128 |
| Bedrooms | 3 |
| Square Feet | 1,322 |
| Year Built | 1988 |
| Lot Size | 4,748 sqft (0.11 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 2 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $732 |
| HOA | $25 |
| **Total** | **$757** |

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1988
- 0.11 acre lot
- Waterfront

## Description

### Agent Description
*OPPORTUNITY KNOCKS!*Welcome to a boater's paradise in St. James City! This prime waterfront property features an amazing location on intersecting canals with direct, unrestricted Gulf access and no bridges to slow you down. The deep-water setup comes complete with a concrete seawall (reinforced in April 2022) and a private dock equipped with a 10,000-lb boat lift (installed in 2022). Situated in a highly desirable neighborhood with no 55+ age restrictions and an incredibly low HOA fee, this property represents a phenomenal redevelopment opportunity. Whether you choose to repair the existing structure or LIKELY clear the lot to BRING YOUR OWN perfect home, you are investing in an unmatchable island lifestyle. > Located on the pristine waters of Pine Island, you are minutes away from world-class tarpon fishing, exceptional kayaking through serene mangrove trails, and endless opportunities to spot local wildlife like manatees and dolphins right from your backyard. Off the water, enjoy championship golf courses just a short drive away, along with scenic island walking and biking trails. The property is being sold strictly AS-IS, with the home requiring repair or removal (pre-hurricane, the home featured a carport and an attached storage room). Bring your vision and your boat-your ultimate waterfront oasis awaits!

## Location

- **Address:** 2920 Harpoon Lane, Saint James City, FL 33956
- **County:** Lee
- **Neighborhood:** CHERRY ESTATES
- **Coordinates:** 26.50305, -82.087545
- **Google Maps:** https://www.google.com/maps?q=26.50305,-82.087545

## Virtual Tour & Media

- **Video Tour:** https://spaces.trueperceptionimages.com/sites/2920-harpoon-ln-saint-james-city-fl-33956-25519424/branded

## Listing Agent

- **Name:** Sherry Ann Baum
- **Brokerage:** Palm Paradise Realty Group
- **Phone:** 2394562221
- **Email:** sherrybaum@palmparadisegroup.com

## Primary Photo

![2920 Harpoon Lane - Primary Photo](http://lh.rdcpix.com/69e068c08498fb4e59d78610a5c7bf5fl-f605762079r.jpg)

*22 total photos available on [listing page](https://www.propertysimple.com/listing/2920-harpoon-lane-st-james-city-fl-33956-26025792)*

---

**MLS#:** 2026025792 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/2920-harpoon-lane-st-james-city-fl-33956-26025792)

---

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