About This Home

This 3-bedroom, 3-bathroom single family at 2946 Pen Hook Rd in Monterey, TN is listed for $325,000 ($183 per sqft). Built in 2022, the home offers 1,780 sqft of living space on a 2.38 acres lot.

Key Features

  • Built in 2022
  • 2.38 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

3 full
2 spaces
2022

Amenities

FireplaceHardwoodA/C
Listing Description

Tucked into the trees with true seclusion, this 3 bedroom, 3 bath home offers 1,780 square feet of comfortable living and a setting that feels miles from everywhere. Vaulted ceilings and walls of windows fill the living areas with natural light and frame views of the surrounding hardwoods, while the kitchen's warm wood cabinetry and open layout make it an easy space to gather in.

Multiple decks extend the living space outdoors, perfect for morning coffee or evening quiet among the trees. The primary suite offers a private retreat, and additional bedrooms provide flexibility for guests or a home office. A 2016 garage renovation added valuable storage space, along with a partially finished walkout lower level offering even more room to grow.

Whether you're looking for a full-time residence or a peaceful weekend escape, this property delivers privacy, natural beauty, and thoughtful updates throughout!

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

2946 Pen Hook Rd

Monterey, TN 38574

Features & Amenities

Interior Features

Ceiling Fan(s)Vaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

CarpetTileHardwood

Construction

Frame Stone Wood Siding

Pool Features

PorchDeck

Parking

OpenGarage

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherElectric OvenRefrigeratorElectric RangeMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom single family at 2946 Pen Hook Rd is listed at $325,000 ($183/sqft). The estimated monthly payment is $1,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2022, 2.38 acre lot, 2 parking spaces, Fireplace. Interior Features: Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s).

This property is listed by Amber Flynn-Jared and can be reached at 9316519761.

AF

Amber Flynn-Jared

Agent at The Real Estate Collective

(931) 651-9761

Listed by The Real Estate Collective · View on Broker Site

MLS# 246070· Source: listhub· Listed today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2946 Pen Hook Rd, Monterey, TN 38574

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