# 2946 Pen Hook Rd, Monterey, TN 38574

> **TL;DR:** 3bd/3ba single family, $325,000 ($183/sqft), built 2022, 1,780 sqft.
> Fireplace, Hardwood, A/C. Est. $1,738/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $325,000 |
| Price/sqft | $183 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,780 |
| Year Built | 2022 |
| Lot Size | 103,673 sqft (2.38 acres) |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,643 |
| Estimated Insurance | $95 |
| **Total** | **$1,738** |

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 2022
- 2.38 acre lot
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Tucked into the trees with true seclusion, this 3 bedroom, 3 bath home offers 1,780 square feet of comfortable living and a setting that feels miles from everywhere. Vaulted ceilings and walls of windows fill the living areas with natural light and frame views of the surrounding hardwoods, while the kitchen's warm wood cabinetry and open layout make it an easy space to gather in. Multiple decks extend the living space outdoors, perfect for morning coffee or evening quiet among the trees. The primary suite offers a private retreat, and additional bedrooms provide flexibility for guests or a home office. A 2016 garage renovation added valuable storage space, along with a partially finished walkout lower level offering even more room to grow. Whether you're looking for a full-time residence or a peaceful weekend escape, this property delivers privacy, natural beauty, and thoughtful updates throughout!

## Location

- **Address:** 2946 Pen Hook Rd, Monterey, TN 38574
- **County:** Putnam
- **Coordinates:** 36.1245507, -85.3118683
- **Google Maps:** https://www.google.com/maps?q=36.1245507,-85.3118683

## Listing Agent

- **Name:** Amber Flynn-Jared
- **Brokerage:** The Real Estate Collective
- **Phone:** 9316519761

## Primary Photo

![2946 Pen Hook Rd - Primary Photo](http://lh.rdcpix.com/c06c159c3564faa112946c1fd2f6038el-f4220744757r.jpg)

*57 total photos available on [listing page](https://www.propertysimple.ai/listing/2946-pen-hook-rd-monterey-tn-38574-n246070)*

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**MLS#:** 246070 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2946-pen-hook-rd-monterey-tn-38574-n246070)

---

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