# 296 W 400 S, Cutler, IN 46920

> **TL;DR:** 5bd/4ba single family, $779,900 ($156/sqft), built 1996, 4,998 sqft.
> Fireplace, Hardwood, A/C, 2-car garage. Est. $4,171/mo. Listed 16 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $779,900 |
| Price/sqft | $156 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 4,998 |
| Year Built | 1996 |
| Lot Size | 233,482 sqft (5.36 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 16 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,944 |
| Estimated Insurance | $227 |
| **Total** | **$4,171** |

## Nearby Schools

- **Elementary:** Carroll
- **Middle:** Carroll
- **High:** Carroll

## Key Amenities

- Fireplace
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 1996
- 5.36 acre lot
- Fireplace

## Description

### Agent Description
Set on 5.36 private, wooded acres, this custom all-brick ranch combines generous living space with views from nearly every gathering area. Real hardwood floors lead through the formal dining room to a spacious living room, where a wall of windows frames the woods. A separate family room offers a fireplace and custom wood details, while the kitchen features Zinn cabinetry, updated quartz countertops, and a dining nook with a bay window. The light-filled sunroom features soaring vaulted ceilings, updated flooring, and walls of windows overlooking the woods. Four bedrooms are on the main floor, including a primary suite with a tray ceiling and walk-in closet. Its spacious bath features a soaking tub, vaulted ceilings, multiple windows, and private deck access. Two additional bedrooms share a Jack-and-Jill bath. The fully finished basement expands your options with a bar area, fifth bedroom full bath, and storage. Outside, enjoy the deck and paver firepit area, along with the convenience of an oversized two-car garage.

## Location

- **Address:** 296 W 400 S, Cutler, IN 46920
- **County:** Carroll County
- **Coordinates:** 40.488807, -86.531545
- **Google Maps:** https://www.google.com/maps?q=40.488807,-86.531545

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/irmls/202639870

## Listing Agent

- **Name:** Ashley Milakis Spencer
- **Brokerage:** Raeco Realty LLC
- **Phone:** 7654184771
- **Broker Phone:** (765) 838-2785

## Photos

![296 W 400 S - Photo 1](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3704758602r.jpg)

![296 W 400 S - Photo 2](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2105718382r.jpg)

![296 W 400 S - Photo 3](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3408850339r.jpg)

![296 W 400 S - Photo 4](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2480819196r.jpg)

![296 W 400 S - Photo 5](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2851865448r.jpg)

![296 W 400 S - Photo 6](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2106826493r.jpg)

![296 W 400 S - Photo 7](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3356792730r.jpg)

![296 W 400 S - Photo 8](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2933628105r.jpg)

![296 W 400 S - Photo 9](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1118637929r.jpg)

![296 W 400 S - Photo 10](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1215915768r.jpg)

![296 W 400 S - Photo 11](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2866048370r.jpg)

![296 W 400 S - Photo 12](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f885528770r.jpg)

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![296 W 400 S - Photo 15](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f396545549r.jpg)

![296 W 400 S - Photo 16](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f4201686040r.jpg)

![296 W 400 S - Photo 17](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3955261992r.jpg)

![296 W 400 S - Photo 18](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3719116845r.jpg)

![296 W 400 S - Photo 19](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2827465105r.jpg)

![296 W 400 S - Photo 20](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2880937483r.jpg)

![296 W 400 S - Photo 21](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1548783307r.jpg)

![296 W 400 S - Photo 22](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1178325311r.jpg)

![296 W 400 S - Photo 23](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2496165681r.jpg)

![296 W 400 S - Photo 24](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2077378126r.jpg)

![296 W 400 S - Photo 25](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f216553069r.jpg)

![296 W 400 S - Photo 26](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f618848006r.jpg)

![296 W 400 S - Photo 27](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2820787023r.jpg)

![296 W 400 S - Photo 28](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1509405382r.jpg)

![296 W 400 S - Photo 29](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1859743593r.jpg)

![296 W 400 S - Photo 30](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3988757552r.jpg)

![296 W 400 S - Photo 31](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f973514951r.jpg)

![296 W 400 S - Photo 32](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f84608578r.jpg)

![296 W 400 S - Photo 33](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3684601075r.jpg)

![296 W 400 S - Photo 34](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1150823888r.jpg)

![296 W 400 S - Photo 35](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1811930205r.jpg)

![296 W 400 S - Photo 36](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2732899142r.jpg)

![296 W 400 S - Photo 37](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1756262668r.jpg)

![296 W 400 S - Photo 38](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f624413721r.jpg)

![296 W 400 S - Photo 39](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3323277766r.jpg)

![296 W 400 S - Photo 40](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3444335424r.jpg)

![296 W 400 S - Photo 41](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3821086427r.jpg)

![296 W 400 S - Photo 42](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f319746040r.jpg)

![296 W 400 S - Photo 43](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f1881535021r.jpg)

![296 W 400 S - Photo 44](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3781352327r.jpg)

![296 W 400 S - Photo 45](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2423762113r.jpg)

![296 W 400 S - Photo 46](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2497297462r.jpg)

![296 W 400 S - Photo 47](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f3873029157r.jpg)

![296 W 400 S - Photo 48](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2789245388r.jpg)

![296 W 400 S - Photo 49](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f575459389r.jpg)

![296 W 400 S - Photo 50](http://lh.rdcpix.com/98a5f595f9a6e6f4cf6d857e9fd53c79l-f2478945270r.jpg)

---

**MLS#:** 202639870 | **Updated:** 2026-10-10
**Source:** listhub

*Copyright © 2026 Lafayette Regional Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/296-w-400-s-cutler-in-46920-02639870)

---

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