About This Home

This 2-bedroom, 2-bathroom single family at 2963 Cussell Drive in Saint James City, FL is listed for $459,900 ($385 per sqft). Built in 1982, the home offers 1,196 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 1982
  • 0.22 acre lot
  • Waterfront

Property Details

1 story
2 full
1982

Amenities

WaterfrontA/CRV Parking
Listing Description

Direct Gulf access, peaceful preserve views, and sunset evenings by the water-welcome to island living in St. Jude Harbors on laid-back Pine Island. Situated near the end of a dead-end road across from St. James Creek Preserve, this 2-bedroom, 2-bath concrete block home offers a waterfront retreat with no bridges to open water.

A wide canal leads to Pine Island Sound and the Gulf, while two docks and an 8,000-lb aluminum boat lift installed in 2019 make it easy to enjoy boating and fishing. Inside, the split-bedroom layout provides privacy, and a Florida room adds space to relax or entertain.

The kitchen and appliances were updated in 2023, along with bathroom vanities, interior paint, and trim. Additional improvements include a metal roof and added insulation in 2021, an engineered carport in 2021, and air conditioning in 2019. Enjoy low-maintenance landscaping, a waterfront pergola, and western rear exposure for taking in the sunset.

Pilings and riprap reinforce the shoreline, and covered parking provides added convenience. Offered furnished with a strong seasonal rental history, this home is ready to become your island getaway or year-round waterfront retreat. Seller financing available to qualified buyers with attractive terms

Monthly Cost Estimate

$2,460/mo

20% down · 6.5% · 30 years

Principal$333
Interest$1,993
Insurance$134

Estimates only. Actual payments may vary.

Location

2963 Cussell Drive

Saint James City, FL 33956

ST JUDE HARBORS

Features & Amenities

Interior Features

LivingDiningRoomShowerOnlySeparateShowerSplitBedrooms

Exterior Features

RoomForPoolShuttersManual

Property Details

Flooring

VinylTile

Construction

Block Concrete Stucco

Outdoor Features

Porch

Parking

RVCoveredCarport

Heating

CentralElectric (Heating)

Cooling

ElectricCeiling Fan(s)Central Air

Appliances

DryerDishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 2963 Cussell Drive is listed at $459,900 ($385/sqft). The estimated monthly payment is $2,460 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1982, 0.22 acre lot, Waterfront. Interior Features: LivingDiningRoom, ShowerOnly, SeparateShower. Exterior Features: RoomForPool, ShuttersManual.

This property is listed by Jonna Bouchard.

JB

Jonna Bouchard

License 251500791

Agent at ALWAYS ISLAND TIME REALTY LLC

Listed by ALWAYS ISLAND TIME REALTY LLC · Broker phone: (239) 745-0565 · View on Broker Site · Broker website

MLS# 2026044002· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 11 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2963 Cussell Drive, Saint James City, FL 33956

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